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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Feb 18, 2025·86 days on market·Recent sales in Mandarin

12731 Old St Augustine Road

Jacksonville, FL 32258

$399,900sold priceListed at $399,900 · 100% of asking$231/sqftMLS# 2051787
3
Beds
2.5
Baths
1,728
Sq Ft
2024
Built
1
Garage
No
Pool
No HOA4,966 sqft lotSingle Family Residence2 storiesNew construction

About this home

Jacksonville

Stunning semi-custom 3BR/2.5BA new construction home. The exterior features a unique blend of board & batten, lap, & shake cementitious siding for a more captivating look. Large open spaces downstairs w/huge family room, large dining area & gorgeous kitchen. Kitchen features waterfall countertop w/level 2 quartz, 42'' real wood soft close cabinets w/crown molding, tile backsplash, stainless steel appliances & pantry w/wood shelving. Luxury vinyl plank throughout down stairs, upstairs hallway & upstairs laundry room. Plenty of natural light w/abundance of windows makes home feel light, bright & airy. Large owner's suite includes spa like bathroom. Custom made double sink vanity w/level 2 quartz, huge glass enclosed shower & separate free standing tub wi/tile accent wall. Smart home ready w/Ethernet ports throughout home & prewired for alarm system. Fully fenced in back yard with 6 ft front and side fence and 8 ft back fence for added privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,215
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,868/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,215
Principal & Interest: $2,215
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,135
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,241 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $60,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$281,811$275,091▲ $9,345
2024$26,255$26,255—

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5016 Tan Street, Jacksonville, FL 32258Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$295,000$2412/21,22280.3
5333 Liberty Lake Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTYSep 2026$425,000$2053/22,0781510.5
5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATESep 2026$589,900$2773/22,128670.5
12283 Autumnbrook Trail W, Jacksonville, FL 32258Listed by MOMENTUM REALTYSep 2026$385,000$1983/21,940520.6
11979 Colby Creek Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERYSep 2026$412,000$2263/21,822210.6
5327 Racoon Ridge Court, Jacksonville, FL 32258Listed by DOGWOOD REALTYSep 2026$350,000$2263/21,551840.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$231
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,728
Acres0.11 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address12731 Old St Augustine Road, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionLorranine Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size4,965.84 sq ft
Parcel Number1572640040
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Patio / PorchCovered, Porch
FencingFenced, Back Yard
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 14, 2024
Days on Market86
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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