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This home is in Springfield, Jacksonville.

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Sold

Sold·Closed Dec 2, 2024·26 days on market·Recent sales in Springfield·Springfield

1846 Silver Street

Jacksonville, FL 32206

$375,000sold priceListed at $385,000 · 97.4% of asking$164/sqftMLS# 2051403
3
Beds
2.5
Baths
2,292
Sq Ft
1914
Built
—
Garage
No
Pool

60 more homes for sale in Springfield →Search Springfield on the map

No HOA4,356 sqft lotSingle Family Residence2 stories

About this home

Springfield

Welcome to your dream family home in the heart of historic Springfield! This stunning single-family residence, with its 3 cozy bedrooms and 2.5 updated bathrooms, invites you into a world where history and modernity blend to create an enchanting living space. As you step inside, you'll be captivated by the home's historical essence, reflected in the original pocket doors and the warmth of the restored hardwood floors. The centerpiece of the living room is a beautiful brick fireplace, perfect for family gatherings on cool evenings. The updated kitchen, boasting sleek granite countertops and chic cabinetry, spills into a sun-drenched dining area that's just waiting to host your next dinner party.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Duval County$612
Estimated total, before insurance$2,689/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,939
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1914)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,619 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$51,613$34,654—
2025$319,611$319,611—
2024$51,613$31,504—
2024$260,462$83,021—
2023$51,613$28,640—
2023$264,398$79,147—
2022$26,036$26,036—
2022$238,487$75,386—
2021$26,036$26,036—
2021$194,969$71,734—
2020$26,036$26,036—
2020$173,734$70,054—

2023 property taxes (current owner): $1,794/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
53 W 10th Street, Jacksonville, FL 32206Listed by COWFORD REALTY & DESIGN LLCJun 2026$455,000$2503/21,822280.2
234 W 6th Street, Jacksonville, FL 32206Listed by PETRA MANAGEMENT INC.Aug 2026$260,000$1073/2.52,436620.3
236 W 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$671,600$2284/32,944520.3
1716 N Market Street, Jacksonville, FL 32206Listed by WATSON REALTY CORPJul 2026$387,500$1924/2.52,015440.4
124 E 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$525,000$2594/32,029190.4
9 W 5th Street, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCJun 2026$460,000$2354/2.51,958140.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$168
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,292
Total Structure Area2,302 sq ft
Acres0.10 acres
Year Built1914
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Traditional
StatusClosed
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryAndrew A. Robinson
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1846 Silver Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,356 sq ft
Parcel Number0717600000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionHistoric Area
Patio / PorchCovered, Front Porch
FencingFull, Wood
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 11, 2024
Days on Market26
Tax Amount$1,793.74
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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