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Sold

Sold·Closed May 9, 2025·193 days on market

20658 NW State Road 16

Starke, FL 32091

$236,500sold priceListed at $238,900 · 99% of asking$131/sqftMLS# 2049553
3
Beds
2
Baths
1,806
Sq Ft
1994
Built
—
Garage
No
Pool
No HOA1.00 acresManufactured Home1 story

About this home

Starke

Discover this beautifully remodeled triple-wide that blends modern style and comfort living. When you walk through the front door, you are greeted with a large living area with a vaulted ceiling, new vinyl plank flooring, and freshly painted textured walls. The Master bedroom provides his and her closets and walking into the master bath you have a large double sink vanity and a tiled step-in shower. As you continue through the home you will walk through the formal dining room that takes you into the kitchen that offers new, white, all wood Shaker Cabinets with granite counter tops and brand-new stainless-steel appliances. Just to the side of the kitchen you have an open pantry and laundry room. Further down the hall you have 2 spacious spare bedrooms with walk-in closets. The updates and details take away the manufactured home feel. All this is situated on a spacious acre that is near Raiford and is centrally located to Jacksonville, Lake City, and Gainesville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,310
Estimated total, before insurance$1,310/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$236,500
$47,300
Loan Term
Monthly Payment
$1,310
Principal & Interest: $1,310
Insurance (est.): $158
Estimated Total Monthly
$1,468
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $132/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6017 NW 200th Street, Starke, FL 32091Listed by MOMENTUM REALTYApr 2026$300,000$1664/21,80240.2
5715 NW 203rd Street, Starke, FL 32091Listed by CW REALTYAug 2025$270,000$1793/21,509730.2
20370 NW 57th Place, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCJul 2025$380,000$1764/22,160570.2
5882 NW 200th Street, Starke, FL 32091Listed by CW REALTYDec 2025$317,000$1783/21,78020.3
6150 NW 200th Street, Starke, FL 32091Listed by CW REALTYJun 2025$299,900$2223/21,350130.3
5956 NW 200th Street, Starke, FL 32091Listed by CW REALTYJun 2025$295,000$1643/21,799190.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$238,900
Price / Sq Ft$132
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,806
Total Structure Area2,134 sq ft
Acres1.00 acres
Year Built1994
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address20658 NW State Road 16, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size43,560 sq ft
Parcel Number01840000301
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingUnassigned

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Rear Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 27, 2024
Days on Market193
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: SOUTHEAST REALTY GROUP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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