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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Jun 2, 2025·163 days on market·Recent sales in St. Augustine

205 Shirleys Way

St. Augustine, FL 32086

$585,000sold priceListed at $615,000 · 95.1% of asking$219/sqftMLS# 2046733
5
Beds
3
Baths
2,674
Sq Ft
2003
Built
3
Garage
Yes
Pool
HOA $42/mo15,246 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Perfectly situated on a quiet cul-de-sac, this property offers the ideal blend of luxury, comfort, and convenience. Step into this open floor planned design home that is perfect for hosting gatherings, creating an inviting atmosphere for family and friends to come together. High ceilings and the spacious living area enhance the home's warm and welcoming vibe. Your private backyard retreat awaits with a heated saltwater pool and spa, surrounded by lush landscaping. This stunning outdoor space is perfect for relaxing, entertaining, and enjoying the Florida sunshine year-round. The 5 bedroom and 3 bath home boasts wood floors and tile throughout. The home includes a bonus room upstairs perfect for an office or non-conforming bedroom, playroom, or an additional living space to suit your family's needs. With a spacious 3-car garage, you'll have plenty of room for all your vehicles and toys or need for extra storage, this garage provides the perfect solution.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
HOAbilled annually$42
Estimated total, before insurance$4,060/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,808/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 6, 2025Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
112 Crooked Tree Trail, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$355,000$1773/22,004480.3
494 Keller Lane, St. Augustine, FL 32086Listed by UNITED REAL ESTATE GALLERYJun 2026$560,000$2263/2.52,482830.4
3517 Carolwood Lane, St. Augustine, FL 32086Listed by THE NEWCOMER GROUPJun 2026$625,000$2784/22,24610.6
3369 Kings Road S, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYSep 2026$715,000$2295/43,12750.7
735 Charmwood Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORPMay 2026$735,000$2614/2.52,817230.9
5067 Devonshire Drive, St. Augustine, FL 32086Listed by FIV REALTY CO FLORIDA LLCMay 2026$643,689$2493/2.52,58010.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$615,000
Price / Sq Ft$230
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,674
Acres0.35 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesHeated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address205 Shirleys Way, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionHomestead Estates
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size15,246 sq ft
Parcel Number1408810080

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic, Well
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Vinyl
# of Stories2
Spa FeaturesIn Ground, Heated

Additional Information

Date ListedFebruary 6, 2025
Days on Market163
HOA Fees$500 / Annually
HOA FrequencyAnnually
Tax Amount$2,808.29
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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