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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold·Closed Jan 7, 2025·81 days on market·Recent sales in Jacksonville

1119 Cedar Bay Road

Jacksonville, FL 32218

$1,462,500sold priceListed at $1,525,000 · 95.9% of asking$319/sqftMLS# 2046199
4
Beds
5
Baths
4,579
Sq Ft
2003
Built
3
Garage
No
Pool
No HOA1.26 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

Welcome to a stunning sanctuary of luxury and elegance, nestled on over an acre of pristine land along the serene Broward River, just 15 minutes from the international airport. This opulent pool home is a masterpiece of design and comfort, offering an unparalleled living experience with breathtaking river views and world-class amenities. This 4-bedroom, 4-full bath, and 2-half bath, residence complete with a 3-car garage, boasts a chef's dream kitchen and additional space perfect for a gym or game room. One of the most remarkable features of this property is the private dock, which includes a sun pad for soaking up the rays and a boat lift for easy access to the water. The dockside indoor kitchen ensures you have everything you need to prepare your fresh catch. After enjoying a day of the relaxed Florida lifestyle, retreat to your private home theater for a cinematic experience, or savor a cup of tea from your screened-in lanai, overlooking the tranquil river.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,101
Property taxesest. at asking price, Duval County$2,388
Estimated total, before insurance$10,489/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,462,500
$292,500
Loan Term
Monthly Payment
$8,101
Principal & Interest: $8,101
Property taxes (est.): $2,388
Insurance (est.): $975
Estimated Total Monthly
$11,464
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $9,593/yr

Estimated taxes if purchased at asking price: ~$28,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 6, 2024Listed$1,525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,525,000
Price / Sq Ft$333
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage4,579
Acres1.26 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address1119 Cedar Bay Road, Jacksonville, FL 32218
Area095-San Mateo/Eastport
SubdivisionCedar Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size54,885.6 sq ft
Parcel Number1085750180
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener
ViewRiver
Waterfront TypeRiver Front

Interior

AppliancesDishwasher, Disposal, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBoat Lift, Dock, Outdoor Kitchen
Patio / PorchCovered, Screened
RoofTile
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 6, 2024
Days on Market81
Tax Amount$9,593.39
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA SUNRISE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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