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Sold·Closed Jun 4, 2025·185 days on market
112 Rio Vista Avenue
East Palatka, FL 32131
About this home
East Palatka
INTERIOR PHOTOS now available upon request! Privacy and river waterfront in beautiful East Palatka in this two story single family pool home on a dead end road with over 77' feet of water frontage on the St. Johns River. Attached one car garage for your parking/storage needs and boathouse at dock for your convenience. Ready for your vision to come to life, so bring your creativity to make this waterfront gem dazzle once more!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,450 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Spyglass beach accessabout 22 mi · 23 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 9 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 9 mi · St. Johns River - Deep Creek
Closest grocery store
Aldiabout 19 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:32 AM, sunset 6:49 PM.
- A pool back here is the warmest in town and glitters in the evening.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $3,215/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $238/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 122 Rio Vista Avenue, East Palatka, FL 32131Listed by CENTURY 21 BECKHAM REALTY | Oct 2025 | $345,000 | $193 | 3/2 | 1,792 | 139 | 0.1 |
| 163 San Juan Avenue, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLC | Feb 2026 | $169,500 | $164 | 3/2 | 1,031 | 64 | 0.2 |
| 114 Santa Cruz Street, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLC | Feb 2026 | $172,000 | $167 | 3/2 | 1,031 | 58 | 0.2 |
| 108 Barcelona Street, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATE | Nov 2025 | $268,000 | $188 | 3/2 | 1,426 | 130 | 0.4 |
| 151 Elsie Drive, East Palatka, FL 32131Listed by NICOSIA REALTY INC. | Sep 2025 | $225,000 | $146 | 3/2 | 1,539 | 43 | 0.4 |
| 116 Sevilla Street Street, East Palatka, FL 32131Listed by MAXREV, LLC | May 2026 | $246,750 | $175 | 4/2 | 1,410 | 33 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY
Sold by: CENTURY 21 LIGHTHOUSE REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines