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Sold·Closed Feb 5, 2026·58 days on market
114 Santa Cruz Street
East Palatka, FL 32131
About this home
East Palatka
Move-in ready and minutes from the East Palatka boat ramp on Pico Rd, this brand-new 2026, 3 bedroom, 2 bath home offers 1,031 sq ft of modern comfort. Enjoy a bright open floor plan with high-end finishes, including a brass above-stove pot filler, an upgraded master bathroom floor plan, and thoughtful touches throughout. Everything's new — well, septic, and water treatment system — giving you reliable, low-maintenance living from day one. Tucked in a quiet neighborhood yet close to shopping, dining, and easy routes to St. Augustine or downtown Palatka, this property offers peaceful living with convenience in all directions. 114 Santa Cruz St: new, stylish, and perfectly placed for your next chapter. 🎣
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Spyglass beach accessabout 22 mi · 23 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 9 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 9 mi · St. Johns River - Deep Creek
Closest grocery store
Aldiabout 19 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $78/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $174/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 159 San Juan Avenue, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLC | Jul 2026 | $189,900 | $208 | 3/2 | 912 | 0 | 0 |
| 163 San Juan Avenue, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLC | Feb 2026 | $169,500 | $164 | 3/2 | 1,031 | 64 | 0 |
| 120 Sevilla Street, East Palatka, FL 32131Listed by MAXREV, LLC | May 2026 | $230,000 | $191 | 3/2 | 1,205 | 30 | 0.3 |
| 143 Santa Barbara Street, East Palatka, FL 32131Listed by TIMBER TO TIDES REALTY LLC | May 2025 | $244,900 | $208 | 3/2 | 1,176 | 67 | 0.3 |
| 224 Louis Broer Road, East Palatka, FL 32131Listed by MAXREV, LLC | Jul 2026 | $52,000 | $47 | 0/0 | 1,108 | 1 | 1.8 |
| 114 E River Road, East Palatka, FL 32131Listed by MAXREV, LLC | Aug 2026 | $75,000 | $57 | 2/1 | 1,324 | 10 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Sold by: TIMBER TO TIDES REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines