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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Oct 25, 2024·32 days on market·Recent sales in Jacksonville

12221 Gehrig Drive

Jacksonville, FL 32224

$425,000sold priceListed at $425,000 · 100% of asking$304/sqftMLS# 2043322
3
Beds
2
Baths
1,399
Sq Ft
2000
Built
2
Garage
No
Pool
HOA $24/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Home Sweet Home! Great pool home in Kernan Chase, close to St. Johns Town Center, Mayo, NS Mayport and the beach. Two of the three bedrooms have fantastic views of the lake and pool. Return home and unwind in your own retreat and private pool. Cast a line and go fishing or simply take in the wide variety of wildlife the lake has to offer. The property features a formal dining room that could be an office, two full baths, and a split floorplan. There is wood look tile in the living areas. The lovely pool and lanai with paver deck were added in 2013. Low HOA dues and no CDD.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
HOAbilled annually$24
Estimated total, before insurance$3,072/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$352,179$301,457—
2024$354,922$354,922▼ $1,030
2023$333,164$333,164—
2022$291,460$241,460—
2021$237,270$237,270—
2020$226,766$176,766—

2023 property taxes (current owner): $6,176/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $304/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12253 Antoni Court, Jacksonville, FL 32224Listed by 1 REALTY CORPOct 2026$400,000$2243/21,78350.1
12215 Ruth Lawn Court, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$475,000$2823/21,6821780.1
12178 Kimmel Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$377,500$2103/21,798770.2
12606 Ashglen Drive S, Jacksonville, FL 32224Listed by COASTAL HOMES AND LAND LLCSep 2026$417,900$2584/21,618170.2
12538 Ash Harbor Drive, Jacksonville, FL 32224Listed by CASTILLO REAL ESTATE JAXSep 2026$365,800$2893/21,264170.2
12158 Lyons Street, Jacksonville, FL 32224Listed by LANTERN REALTY, LLC.Jun 2026$279,900$2543/21,10230.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$304
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,399
Total Structure Area1,606 sq ft
Acres0.14 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesIn Ground, Fenced, Pool Sweep, Waterfall
Is WaterfrontYes
Direction FacesSoutheast

School Information

ElementaryKernan Trail
MiddleKernan

Community Information

Address12221 Gehrig Drive, Jacksonville, FL 32224
Area023-Southside-East Of Southside Blvd
SubdivisionDrayton Place
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,098.4 sq ft
Parcel Number1674594100
ZoningResidential

Amenities

AmenitiesTrash
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOther
Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Rear Porch
FencingBack Yard, Wood, Wrought Iron
RoofShingle
ConstructionComposition Siding, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 20, 2024
Days on Market32
HOA Fees$290 / Annually
HOA FrequencyAnnually
HOA NameJacksonville Property Management
HOA Fee IncludesTrash
Tax Amount$6,176.09
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 25, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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