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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Apr 30, 2025·226 days on market·Recent sales in Jacksonville

318 Naugatuck Drive

Jacksonville, FL 32225

$322,000sold priceListed at $326,000 · 98.8% of asking$277/sqftMLS# 2043203
3
Beds
2
Baths
1,161
Sq Ft
1988
Built
2
Garage
No
Pool
No HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to a beautifully updated property with a host of desirable features. Enjoy cozy evenings by the fireplace, surrounded by a tasteful neutral color paint scheme. The kitchen boasts all stainless steel appliances and is complemented by an accent backsplash. The primary bedroom offers double closets for ample storage, while the primary bathroom is equipped with double sinks for convenience. Step outside to a spacious deck overlooking a fenced-in backyard, perfect for outdoor relaxation. The home has been refreshed with new interior and exterior paint, and new flooring throughout, offering a modern touch. This well-maintained property is ready for you to make it your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,784
Property taxesest. at asking price, Duval County$526
Estimated total, before insurance$2,309/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$322,000
$64,400
Loan Term
Monthly Payment
$1,784
Principal & Interest: $1,784
Property taxes (est.): $526
Insurance (est.): $215
Estimated Total Monthly
$2,524
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,147/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 10, 2025Listed$326,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488180.1
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464280.2
12951 Everett Court W, Jacksonville, FL 32225Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.Aug 2026$495,000$3683/21,346580.2
398 Prindle Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORPAug 2026$375,000$2543/21,47880.2
494 Filmore Drive, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$319,900$2153/21,491110.2
13293 Currituck Drive N, Jacksonville, FL 32225Listed by HOVER GIRL PROPERTIESAug 2026$353,000$2633/21,342130.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$326,000
Price / Sq Ft$281
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,161
Acres0.22 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address318 Naugatuck Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionMeadowlakes
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size9,583.2 sq ft
Parcel Number1673325520

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesOther, Dishwasher, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedMarch 10, 2025
Days on Market226
Tax Amount$4,146.52
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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