No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Jul 21, 2025·547 days on market
4352 SE County Road 21B
Keystone Heights, FL 32656
About this home
Keystone Heights
Escape to the serene beauty of Lake Santa Fe with this charming vacation cottage. Nestled on an expansive 2.5 acres with a generous 167 feet of lake-frontage, this idyllic property offers the perfect retreat for those seeking relaxation, water activities, and the beauty of nature. The cottage exudes with rustic charm and coziness with the main feature being the expansive wrap-around screen porch that seamlessly extends the living area. Enjoy alfresco dining, relax with a book, or take in the captivating natural beauty of the surroundings. The real gem though is the picturesque lake frontage with direct access to the pristine waters. Spend your time swimming, kayaking, fishing, or imply basking in the breathtaking views right from the beach. It's an outdoor enthusiast's paradise.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,328 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 9 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 5 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 8 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $589/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 0 30th Street, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC. | Sep 2026 | $450,000 | $652 | 1/1 | 690 | 29 | 1.2 |
| 4401 SE 8th Avenue, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2025 | $242,500 | $209 | 2/2 | 1,160 | 57 | 1.3 |
| 653 SE 44th Street, Keystone Heights, FL 32656Listed by WATSON REALTY CORP | Jul 2026 | $295,000 | $240 | 3/2 | 1,230 | 38 | 1.5 |
| 553 SE 42 Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Feb 2026 | $262,000 | $212 | 3/2 | 1,234 | 21 | 1.6 |
| 4422 SE 2nd Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2025 | $239,900 | $195 | 2/2 | 1,228 | 58 | 1.7 |
| 628 SE 52nd Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Jun 2026 | $294,500 | $250 | 3/2 | 1,176 | 20 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CB ISAAC REALTY
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
Under Contract27 Jones RoadMacclenny, FL 32063
3 bd · 2 ba · 1,940 sq ft
$584,900Est. $3,113/moThis beautiful home on 2.5 acres offers an incredible location, spacious open floor plan, and all the features you've…
Listing Office: thomas r rhoden agency, inc
For Sale606 W Market RoadStarke, FL 32091
4 bd · 2.5 ba · 2,716 sq ft
$575,000Est. $3,060/moIf you're searching for room to breathe, this one is SPACIOUS inside and out! With the master suite on the bottom…
Listing Office: cw realty
For Sale108 Sandra LaneCrescent City, FL 32112
2 bd · 2 ba · 1,350 sq ft
$574,999Est. $3,060/moNestled along the shores of Crescent Lake, (15,900 acres) this stunning lakefront home combines a rare blend of…
Listing Office: coldwell banker ben bates inc
For Sale5526 Don Manuel RoadElkton, FL 32033
3 bd · 2 ba · 1,852 sq ft
$574,900Est. $3,060/moNestled on a peaceful 1.87-acre wooded homesite, this exceptional custom-built 3-bedroom, 2-bath home offers the…
Listing Office: jpar city and beach
Keep looking
Similar homes in Keystone Heights
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines