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Active

$962,0004 bd · 4 ba · 3,185 sq ft

Active·Listed today

11370 County Road 125

Glen St. Mary, FL 32040

$962,000$302/sqftEst. $5,245/mo mortgageMLS# 2172685
4
Beds
4
Baths
3,185
Sq Ft
2016
Built
3
Garage
Yes
Pool
FEMA Zone XNo HOA7.47 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Glen St. Mary

Welcome to a home where space, comfort, and luxury come together beautifully!Custom built in 2016, this impressive 4-bedroom, 4-bathroom home offers over 3,000 sqft of living space and plenty of room to spread out. The newly painted exterior gives the home a fresh feel, while the kitchen is ready to impress with granite countertops, gas cooktop, and double wall ovens.The spacious primary suite is a retreat of its own, complete with a beautiful clawfoot tub and an oversized closet that might just make you want to go shopping for more clothes!Upstairs you'll find a theatre room and additional bedroom, creating the perfect opportunity for a second living area, guest retreat, game room or that much needed space for everyone to have their own corner of the house. Then there's the outside! Situated on 7.47 beautiful acres, this property offers the kind of lifestyle people dream about. Enjoy warm afternoons by the. in-ground pool, entertain friends and family at the outdoor kitchen and lanai

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,245
Estimated total, before insurance$5,245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$962,000
$192,400
Loan Term
Monthly Payment
$5,245
Principal & Interest: $5,245
Insurance (est.): $641
Estimated Total Monthly
$5,886
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 6.8-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 6:48 AM, sunset 5:37 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Nov 6, 2026Listed$962,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $302/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10773 Warren Thompson Road, Glen St. Mary, FL 32040Listed by FREEDOM REALTY GROUP LLCJun 2025$537,000$2345/22,292480.9
10215 N Glen Avenue, Glen St. Mary, FL 32040Listed by FRONT PORCH REALTYMay 2026$429,000$1243/33,4642691
7419 Washington Street, Glen St. Mary, FL 32040Listed by SOUTHEAST REALTY GROUPSep 2025$455,000$1524/32,9841191
6096 Michele Road, Macclenny, FL 32063Listed by MOMENTUM REALTYAug 2025$535,000$2184/2.52,458391.3
12006 Bent Court, Macclenny, FL 32063Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$300,000$1225/2.52,45441.4
6080 Copper Drive, Macclenny, FL 32063Listed by RIVER CITY RENTALS AND REALTYOct 2025$425,000$1694/2.52,51681.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$962,000
Price / Sq Ft$302
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,185
Total Structure Area3,608 sq ft
Acres7.47 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Waterfall
Is WaterfrontNo
Direction FacesEast

School Information

MiddleBaker County
HighBaker County

Community Information

Address11370 County Road 125, Glen St. Mary, FL 32040
Area502-Baker County-NW
Subdivision**verifying Subd**
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size325,393.2 sq ft
Parcel Number252S21000000000343
ZoningAgricultural

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecurityFirewall(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen, Outdoor Shower
Lot DescriptionFarm
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Cross Fenced, Wood
RoofShingle
ConstructionWood Siding
Other StructuresBarn(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 6, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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