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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·57 days on market

10050 Harvest Lane

Glen St. Mary, FL 32040

$989,000$330/sqftEst. $5,435/mo mortgageMLS# 2162023
4
Beds
3
Baths
3,000
Sq Ft
1935
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9.50 acresRanch2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Glen St. Mary

Rare opportunity - This beautiful multi-purpose property is a rare find. 9.5 Acre Legacy Property designed for Living, Working and Growing together. Multi-generational living with - 3 RESIDENCES TOTALING 7200+ SF of space and sprawling acreage and living. There is plenty of room for livestock, horses, equipment, 1 RV hookup and plenty of space for hobby farming which is very attractive during a time where more people are planting their own gardens for healthier living. 2 Barns on property: A) 12,000 SF Barn/Equipment storage, B) 10,000 SF Barn/Pavilion as well. This property is spacious and has been beautifully maintained by the current owner. The residential mailing/navigation address is 10050 Harvest LN or LP. There are 3 residences: 1) 1768 SF - 3bds/2bths, 2) 2490 SF - 4Bds/2Bths, dual Living Rooms, Dual Kitchens, 3) 3000 SF - 3/2 Lower Level & 4/2 Upper Level. Great property for multi-generational living. Enjoy Spacious living and unplug from the fast pace of city living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,435
Estimated total, before insurance$5,435/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$989,000
$197,800
Loan Term
Monthly Payment
$5,435
Principal & Interest: $5,435
Insurance (est.): $659
Estimated Total Monthly
$6,094
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1935)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Aug 26, 2026Listed$989,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $330/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
16594 Crews Road, Glen St. Mary, FL 32040Listed by CW REALTYJul 2025$350,000$1474/22,38741.2
11018 Aaron Fish Road, Glen St. Mary, FL 32040Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$211,000$945/32,2541061.4
10993 N Runway Circle, Glen St. Mary, FL 32040Listed by RIVER CITY RENTALS AND REALTYMay 2026$535,000$2354/32,272222
16919 County Rd 125, Glen St. Mary, FL 32040Listed by ENGEL & VOLKERS GAINESVILLEMar 2026$415,000$1824/32,280422.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$989,000
Price / Sq Ft$330
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,000
Acres9.50 acres
Year Built1935
TypeResidential
Sub-TypeRanch
StyleRanch
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address10050 Harvest Lane, Glen St. Mary, FL 32040
Area502-Baker County-NW
SubdivisionGlen St Mary
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size413,820 sq ft
Parcel Number281S21000000000044
ZoningAgricultural

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesEat-in Kitchen, Split Bedrooms
AppliancesElectric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsOne, Two
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Farm
Patio / PorchCovered, Deck, Front Porch, Porch
RoofShingle
Other StructuresBarn(s)

Additional Information

Date ListedAugust 26, 2026
Days on Market30
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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