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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$317,0000.46 acres · Unimproved Land

Active·5 days on market

4 N Riverwalk Drive

Palm Coast, FL 32137

$317,000MLS# 2172387
0.46
Acres
20,038
Lot Sq Ft
—
Dimensions
Yes
Waterfront
—
Zoning
Public
Sewer
FEMA Zone AEHOA $239/mo0.46 acresWaterfrontUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Palm Coast

BUILD YOUR FLORIDA WATERFRONT DREAM! Discover an exceptional opportunity to create your custom coastal retreat in the highly desirable, gated community of Palm Coast Plantation! Offering approximately 60 feet of frontage along the Intracoastal Waterway, this beautiful homesite provides the perfect setting to embrace Florida's waterfront lifestyle, complete with breathtaking water views, coastal breezes, and spectacular sunsets. A valuable head start on your dream home! The current seller has already obtained the St. Johns variance for marsh clearing, and utilities are connected. The lot requires clearing but offers the opportunity to design and build your ideal waterfront residence, with the added potential for a private dock, subject to applicable permitting and approvals. Bring your builder and envision mornings overlooking the water, afternoons boating along the Intracoastal, and evenings enjoying the peaceful coastal surroundings.

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

HOAbilled monthly$239
Estimated total, taxes and HOA$239/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$2,915/yr · $243/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $2,915/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Listed$317,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $638,298 an acre; this lot is listed at $689,130 an acre.

AddressClosedPrice$/acreAcresDOMMiles
32 N Riverwalk Drive, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPFeb 2026$300,000$638,2980.473560.2
35 Shelter Cove Circle, Flagler Beach, FL 32136Listed by NON MLS (realMLS)May 2026$370,000$1,000,0000.3700.4
43 N Lakewalk Drive, Palm Coast, FL 32137Listed by ATLANTIC COASTAL REAL ESTATE, LLCSep 2026$145,000$537,0370.271961
98 Del Palma Drive, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSMar 2026$110,000$407,4070.271561.7
3777 N Ocean Shore Boulevard, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSJul 2026$690,000$3,000,0000.231022.3
181 Willow Oak Way Way, Palm Coast, FL 32137Listed by WATSON REALTY CORPJan 2026$245,000$340,2780.721112.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$317,000
Acres0.46 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontYes

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address4 N Riverwalk Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionPalm Coast Plantation
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size20,037.6 sq ft
Parcel Number2711314890000000340
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ViewIntracoastal, Water

Interior

SecurityGated with Guard

Exterior

Lot DescriptionFew Trees, Wooded
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 5, 2026
Days on Market5
HOA Fees$239 / Monthly
HOA FrequencyMonthly
HOA NamePalm Coast Plantation HOA
HOA Fee IncludesMaintenance Grounds, Sewer
Tax Amount$2,915.49
Tax Year2026
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines