$780,0004 bd · 4.5 ba · 2,738 sq ft
Active·11 days on market
13543 County Road 124
Sanderson, FL 32087
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sanderson
This NEW CONSTRUCTION custom style home sits on an expansive 10.40 acre parcel and leaves no detail unaccounted for. Thoughtfully designed with elevated craftsmanship throughout, the home features 10-foot ceilings, oversized windows that flood the space with natural light, 8-foot doors, and 2x6 construction, creating the perfect blend of luxury and timeless design. Inside, the open and airy floorplan was designed for both everyday living and entertaining. The kitchen offers an abundance of storage, complete with a butler's pantry, while each of the 4 bedrooms features its own private ensuite bathroom, creating a true sense of comfort and privacy for family and guests alike. The primary suite feels like a retreat of its own with dual vanities, a walk-in shower, and a soaking tub designed for relaxation. A dedicated office provides the ideal work-from-home setup, while the mudroom and laundry room just off the garage feature built-in cabinetry for added convenience and functionality.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 10-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,165 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 20 mi · 24.6 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 29, 2026Listed$780,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $293/sq ft; this home is listed at $285/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13607 County Road 124, Sanderson, FL 32087Listed by RIVER CITY RENTALS AND REALTY | Oct 2026 | $665,000 | $293 | 4/3 | 2,272 | 6 | 0.1 |
| 13709 Katie Johnson Lane, Sanderson, FL 32087Listed by REMI REALTY, LLC | Jun 2026 | $289,000 | $137 | 3/2 | 2,108 | 23 | 0.4 |
| 13737 Cedar Creek Drive, Sanderson, FL 32087Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLC | Jul 2025 | $375,000 | $187 | 3/2 | 2,001 | 30 | 0.7 |
| 13911 Cedar Creek Drive, Sanderson, FL 32087Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $510,000 | $207 | 4/2.5 | 2,460 | 16 | 1.1 |
| 11066 Cowpen Road, Sanderson, FL 32087Listed by RIVER CITY RENTALS AND REALTY | Sep 2026 | $675,000 | $297 | 4/3 | 2,272 | 89 | 2.1 |
| 10021 Morning Glory Lane, Sanderson, FL 32087Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2025 | $940,000 | $387 | 3/2.5 | 2,431 | 63 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RIVER CITY RENTALS AND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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