$675,0003 bd · 3 ba · 1,929 sq ft
Active·80 days on market
12903 Folsom Road
Sanderson, FL 32087
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sanderson
Escape to peaceful country living on 10 beautiful fenced acres featuring a white farmhouse planted ideally in the middle. Built in 2022 and offers 1,929 square feet of living space. The home features 3 bedrooms and 3 full bathrooms, including a third bedroom with direct access to the back porch. The living area is connected to the kitchen and the vaulted ceilings and cozy fireplace create a warm and spacious gathering space. Energy efficiency home with humidity-controlled A/C, blown-in insulation in the attic, and insulated interior walls helping keep the home comfortable year-round. The current owners enjoy impressive utility savings, with the average summer electric bill under $150. Outside, the property is ready for your country lifestyle! The 24' x 48' metal building is equipped with power, providing plenty of room for a workshop, equipment, hobbies, or storage. A spacious pole barn also has power and water, making it ideal for animals, equipment, or additional storage.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 10-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,599 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 19 mi · 24.6 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 15, 2026Price change$675,000−$10,000
- Sep 12, 2026Price change$685,000−$12,400
- Aug 21, 2026Active$697,400
- Aug 14, 2026Listed$697,400
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $350/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10101 Co Rd 127, Glen St. Mary, FL 32040Listed by MOMENTUM REALTY | Aug 2026 | $265,000 | $180 | 4/2 | 1,475 | 85 | 0.7 |
| 10697 County Road 127, Sanderson, FL 32087Listed by DUAL STATE REAL ESTATE INC | Aug 2026 | $290,000 | $183 | 3/3 | 1,584 | 133 | 0.7 |
| 10021 Morning Glory Lane, Sanderson, FL 32087Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2025 | $940,000 | $387 | 3/2.5 | 2,431 | 63 | 0.7 |
| 11066 Cowpen Road, Sanderson, FL 32087Listed by RIVER CITY RENTALS AND REALTY | Sep 2026 | $675,000 | $297 | 4/3 | 2,272 | 89 | 1.3 |
| 13911 Cedar Creek Drive, Sanderson, FL 32087Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $510,000 | $207 | 4/2.5 | 2,460 | 16 | 1.3 |
| 13709 Katie Johnson Lane, Sanderson, FL 32087Listed by REMI REALTY, LLC | Jun 2026 | $289,000 | $137 | 3/2 | 2,108 | 23 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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