Sold·Closed Sep 3, 2026·16 days on market
13911 Cedar Creek Drive
Sanderson, FL 32087
About this home
Sanderson
Welcome to your 5-acre Old Florida retreat! This 1 owner property features a 4-bed, 2.5-bath home with a detached building perfect for a potential mother-in-law suite. Enjoy ultimate worry-free living with over $80,000 in recent upgrades, including 2 new HVAC units and new roofs on all buildings. The stunning property comes complete with a private, stocked pond that enhances the peaceful landscape, along with a spacious 2-car detached garage/workshop. Zero HOA restrictions mean total freedom to bring your RV's, trailers, and outdoor toys. If you've been dreaming of wide-open spaces, mature trees, and quiet evenings by the water while being less than an hour from Jacksonville, this beautiful property is a must-see.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,353 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 21 mi · 24.6 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,780/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$500,000
- Jul 18, 2026Active Under Contract$500,000
- Jul 2, 2026Listed$500,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $203/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13737 Cedar Creek Drive, Sanderson, FL 32087Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLC | Jul 2025 | $375,000 | $187 | 3/2 | 2,001 | 30 | 0.4 |
| 14595 Hid Dugger Road, Sanderson, FL 32087Listed by DUAL STATE REAL ESTATE INC | May 2025 | $339,000 | $165 | 5/2 | 2,052 | 65 | 0.6 |
| 13709 Katie Johnson Lane, Sanderson, FL 32087Listed by REMI REALTY, LLC | Jun 2026 | $289,000 | $137 | 3/2 | 2,108 | 23 | 0.7 |
| 13607 County Road 124, Sanderson, FL 32087Listed by RIVER CITY RENTALS AND REALTY | Oct 2026 | $665,000 | $293 | 4/3 | 2,272 | 6 | 1 |
| 9293 Dolphin Street, Sanderson, FL 32087Listed by RIVER CITY RENTALS AND REALTY | Mar 2026 | $275,000 | $150 | 4/2 | 1,835 | 84 | 1.6 |
| 10021 Morning Glory Lane, Sanderson, FL 32087Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2025 | $940,000 | $387 | 3/2.5 | 2,431 | 63 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Sold by: MCCABE REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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