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Pending

Pending·7 days on market

5622 County Road 229

Glen St. Mary, FL 32040

$700,000$282/sqftEst. $3,847/mo mortgageMLS# 2169301
4
Beds
3
Baths
2,478
Sq Ft
1982
Built
2
Garage
No
Pool
FEMA Zone ANo HOA14.74 acresWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Glen St. Mary

MOUNTAIN LODGE CHARM MEETS MODERN LUXURY ON NEARLY 15 PRIVATE ACRES! This stunning 4-bedroom, 3-full-bath home has been beautifully transformed, featuring a striking mountain lodge-inspired exterior with natural wood accents, whitewashed brick, and gorgeous custom finishes throughout! And it gets even better! A separate, fully remodeled 500-square-foot mother-in-law suite offers incredible flexibility for guests, extended family, or multigenerational living. Nestled on nearly 15 acres of partially cleared land with its own pond, this property offers peaceful surroundings, incredible privacy, and room to spread out. The perfect combination of modern design, rustic charm, and country living! If you've been dreaming of acreage, privacy, and a home unlike anything else on the market, THIS IS IT! Come experience this incredible Glen St. Mary property for yourself because pictures simply won't do it justice!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,847
Estimated total, before insurance$3,847/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$700,000
$140,000
Loan Term
Monthly Payment
$3,847
Principal & Interest: $3,847
Insurance (est.): $467
Estimated Total Monthly
$4,313
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 19, 2026Pending$700,000
  • Oct 15, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $282/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5622 County Road 229, Glen St. Mary, FL 32040Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$346,000$1404/32,47870.1
11323 Mallie Davis Road, Glen St. Mary, FL 32040Listed by DUAL STATE REAL ESTATE INCJul 2025$305,000$1653/21,854702.3
3476 Clifford Dugger Road, Glen St. Mary, FL 32040Listed by UNITED REAL ESTATE GALLERYAug 2026$399,900$2103/31,90802.4
11630 Silver Meadow Drive, Glen St. Mary, FL 32040Listed by THOMAS R RHODEN AGENCY, INCMay 2026$645,000$2564/32,516652.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$700,000
Price / Sq Ft$282
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,478
Acres14.74 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address5622 County Road 229, Glen St. Mary, FL 32040
Area503-Baker County-South
SubdivisionGlen St Mary
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size642,074.4 sq ft
Parcel Number253S20000000000050

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate
ParkingAttached, Detached Carport, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Freezer, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Garage

Exterior

Exterior FeaturesBalcony
Lot DescriptionWooded
Patio / PorchCovered, Deck, Front Porch
RoofShingle
ConstructionBrick, Wood Siding
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 15, 2026
Days on Market4
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines