Sold·Closed Aug 14, 2026·0 days on market
3476 Clifford Dugger Road
Glen St. Mary, FL 32040
About this home
Glen St. Mary
Escape to your own private country paradise on 15 breathtaking acres of peace, privacy, and endless possibilities. Whether you dream of bringing horses, cattle, goats, chickens, ATVs, or all of the above, this beautiful property is ready for the lifestyle you've been craving. The cozy all-brick home welcomes you with a spacious family room anchored by a stunning floor-to-ceiling stone fireplace, creating the perfect gathering space after a day outdoors. Step outside to your sparkling in-ground pool, where you can cool off during the day and unwind beneath spectacular sunsets each evening. The land is thoughtfully fenced and cross-fenced, making it ideal for livestock, while the large pole barn provides abundant space for equipment, hay, trailers, or recreational toys. A picturesque pond adds both beauty and functionality to this exceptional property. Wake up to peaceful mornings, spend your days exploring your own acreage, and end each evening under a sky filled with stars.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,662 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 18 mi · 24.6 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,490/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 14, 2026Closed$399,900
- Jul 17, 2026Pending$399,900
- Jul 14, 2026Active Under Contract$399,900
- Jul 14, 2026Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $210/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4400 South County Rd 229, Glen St. Mary, FL 32040Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $575,000 | $364 | 3/2 | 1,579 | 79 | 1.8 |
| 5598 Richardson Road, Glen St. Mary, FL 32040Listed by MCCABE REALTY INC | May 2026 | $273,000 | $169 | 3/2 | 1,620 | 39 | 2.2 |
| 5622 County Road 229, Glen St. Mary, FL 32040Listed by KELLER WILLIAMS JACKSONVILLE | Jun 2026 | $346,000 | $140 | 4/3 | 2,478 | 7 | 2.4 |
| 13050 Mudlake Road, Glen St. Mary, FL 32040Listed by DUAL STATE REAL ESTATE INC | Apr 2025 | $389,000 | $240 | 3/2 | 1,624 | 11 | 2.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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