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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

1558 W 31st Street

Jacksonville, FL 32209

$120,000$97/sqftEst. $665/moMLS# 2168750
3
Beds
1.5
Baths
1,240
Sq Ft
1965
Built
—
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

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About this home

Jacksonville

**MOVE-IN READY & A GREAT OPPORTUNITY FOR FIRST-TIME HOMEBUYERS!** Welcome home to this charming **3-bedroom, 1-bath home with a bonus den**, offering the perfect blend of comfort, convenience, and affordability! Enjoy peace of mind with a **NEW ROOF and a NEW HVAC system to be installed for the new homeowners!** Step inside to discover freshly painted interiors, an updated bathroom, and a kitchen featuring a newly installed sink. The versatile bonus den provides additional space for a home office, family room, or entertainment area. The spacious utility room offers washer and dryer connections along with extra storage space for everyday convenience. **LOCATION, LOCATION, LOCATION!** Conveniently situated near I-95, hospitals, grocery stores, shopping, and everyday essentials! Enjoy easy access to some of Jacksonville's most popular destinations, including **less than 20 minutes to Jacksonville International Airport, under 35 minutes to Jacksonville Beach, and approximately 12 mins

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$665
Property taxesest. at asking price, Duval County$196
Estimated total, before insurance$861/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,726/yr · $144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$665
Principal & Interest: $665
Property taxes (est.): $196
Insurance (est.): $80
Estimated Total Monthly
$941
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,726/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Listed$120,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1856 28th Street W, Jacksonville, FL 32209Listed by LINWARD REALTY, LLCOct 2026$70,000$733/1960510.4
5352 Dodge Road, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$178,012$1703/21,05000.6
5729 Cooke Street, Jacksonville, FL 32208Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$235,020$1913/21,23000.9
1757 W 12th Street, Jacksonville, FL 32209Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$120,000$1263/1952120.9
2117 W 39th Street, Jacksonville, FL 32209Listed by US REALTY HUBSep 2026$82,500$704/21,174150.9
2033 W 13th Street, Jacksonville, FL 32209Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1843/21,031171

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Price / Sq Ft$97
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,240
Acres0.11 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNorthwest Legends
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address1558 W 31st Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionRoyal Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size4,791.6 sq ft
Parcel Number0851860000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesConvection Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionOther

Additional Information

Date ListedOctober 10, 2026
Days on Market1
Tax Amount$1,725.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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