Active·2 days on market
85 Debarry Avenue 1073
Orange Park, FL 32073
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Updated, stylish, and surrounded by a peaceful wooded backdrop, this two-story condo in Wells Ridge offers a fresh take on low-maintenance living in Orange Park. Inside, an inviting open living and dining area is anchored by an electric fireplace with a striking tiled surround, while luxury vinyl flooring flows throughout the main living spaces. The updated kitchen brings both function and style with granite countertops, white cabinetry featuring soft-close doors and drawers, a breakfast bar, pantry, and stainless-steel appliances. Upstairs, two spacious bedrooms provide comfortable retreats, including a primary suite with generous closet space and a private bath featuring a walk-in shower. The additional full bath has also been updated and a convenient half bath is located on the main level. Fresh finishes, recessed lighting, ceiling fans, and abundant natural light give the interior a clean, contemporary feel. Step outside to the private rear deck, where wooded views create a
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,507 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,800/yr
Estimated taxes if purchased at asking price: ~$2,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Listed$139,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $133/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85 Debarry Avenue 1024, Orange Park, FL 32073Listed by CENTURY 21 LIGHTHOUSE REALTY | Jul 2026 | $126,624 | $121 | 2/2.5 | 1,050 | 35 | 0.1 |
| 85 Debarry Avenue 3062, Orange Park, FL 32073Listed by DOCTORS LAKE REALTY | Jun 2026 | $125,000 | $126 | 2/2 | 995 | 9 | 0.1 |
| 8565 Windypine Lane, Jacksonville, FL 32244Listed by RE/MAX SIGNATURE | Jun 2026 | $104,500 | $102 | 2/2 | 1,020 | 5 | 0.6 |
| 1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORP | Sep 2026 | $168,000 | $128 | 3/2 | 1,308 | 10 | 1.2 |
| 1259 The Grove Road, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $156,000 | $117 | 3/2 | 1,333 | 10 | 1.2 |
| 1265 The Grove Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $120,000 | $97 | 2/2.5 | 1,233 | 223 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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