Active·43 days on market
85 Debarry Avenue 1054
Orange Park, FL 32073
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Welcome to this 2-bedroom, 2.5-bath townhome offering plenty of potential! Located in a quiet community, this property is a great opportunity for someone ready to bring their vision and put their own signature on the space. Enjoy the convenience of low-maintenance living, with all exterior maintenance and lawn care taken care of by the HOA, along with one assigned parking space. The community also offers a clubhouse and pool for residents to enjoy. This property is being sold AS IS. Bring your ideas and come see the possibilities this townhome has to offer!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,594 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,779/yr
Estimated taxes if purchased at asking price: ~$2,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 3, 2026Price change$115,000−$4,900
- Aug 28, 2026Listed$119,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $110/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85 Debarry Avenue 1024, Orange Park, FL 32073Listed by CENTURY 21 LIGHTHOUSE REALTY | Jul 2026 | $126,624 | $121 | 2/2.5 | 1,050 | 35 | 0 |
| 85 Debarry Avenue 3062, Orange Park, FL 32073Listed by DOCTORS LAKE REALTY | Jun 2026 | $125,000 | $126 | 2/2 | 995 | 9 | 0.2 |
| 8565 Windypine Lane, Jacksonville, FL 32244Listed by RE/MAX SIGNATURE | Jun 2026 | $104,500 | $102 | 2/2 | 1,020 | 5 | 0.6 |
| 1265 The Grove Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $120,000 | $97 | 2/2.5 | 1,233 | 223 | 1.1 |
| 1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORP | Sep 2026 | $168,000 | $128 | 3/2 | 1,308 | 10 | 1.2 |
| 1259 The Grove Road, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $156,000 | $117 | 3/2 | 1,333 | 10 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Wells Ridge
For Sale85 Debarry Avenue 1073Orange Park, FL 32073
2 bd · 2.5 ba · 1,050 sq ft
$139,900Est. $745/moUpdated, stylish, and surrounded by a peaceful wooded backdrop, this two-story condo in Wells Ridge offers a fresh take…
Listing Office: coldwell banker vanguard realty
For Sale85 Debarry Avenue 1002Orange Park, FL 32073
2 bd · 2 ba · 980 sq ft
$142,500Est. $758/moWelcome home to this move-in-ready 2-bedroom, 2-bath condo in the heart of Orange Park! Conveniently located just…
Listing Office: the wilkins way
For Sale85 Debarry Ave Avenue 2071Orange Park, FL 32073
2 bd · 2 ba · 1,002 sq ft
$145,900Est. $777/moBack On The Market, and move in ready. Welcome to your beautifully renovated condo featuring 2 bedrooms and 2 full…
Listing Office: watson realty corp
For RentLease
85 Debarry Avenue 3051Orange Park, FL 32073
3 bd · 2 ba · 1,150 sq ft
$1,700/moA very quaint little Condo with screened patio overlooking pond. Spacious 3/2 with fireplace. Close to walking,…
Listing Office: kingsley center realty, inc.
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines