Active·2 days on market
811 Swinford Court
Orange Park, FL 32065
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Welcome to this spacious Orange Park home nestled on a cul-de-sac in the Foxchase community. Offering 4 bedrooms, 3 full bathrooms, and approximately 2,235 sq ft of living space, the home features a comfortable layout with plenty of room for everyday living and entertaining. New LVP flooring adds a fresh update throughout multiple living areas and bedrooms, while the fireplace creates a welcoming focal point in the living space. Enjoy the private backyard with an in-ground pool, perfect for relaxing or entertaining, plus an attached 2-car garage for convenient parking and storage. Situated on a 9,408 sq ft lot, this home offers plenty of space inside and out. Conveniently located near Oakleaf Community Park, shopping and dining at Oakleaf Town Center, Orange Park Mall, and local parks and recreation. Enjoy easy access to major roadways connecting to Jacksonville and surrounding areas. Schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,445 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,682/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 8, 2026Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 926 Longridge Court, Orange Park, FL 32065Listed by MAGNOLIA REAL ESTATE COMPANY | Sep 2026 | $355,000 | $185 | 4/2 | 1,918 | 19 | 0.5 |
| 596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $360,000 | $195 | 4/2 | 1,849 | 2 | 0.5 |
| 553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INC | Sep 2026 | $281,000 | $164 | 3/2 | 1,714 | 75 | 0.8 |
| 2587 Bayou Ridge Court, Orange Park, FL 32065Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $425,000 | $184 | 4/2.5 | 2,310 | 6 | 0.8 |
| 2885 Circle Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $386,000 | $163 | 4/2.5 | 2,364 | 9 | 0.8 |
| 526 Samuel Huntington Street, Orange Park, FL 32073Listed by THE STANLEY REALTY GROUP LLC | Aug 2026 | $275,000 | $147 | 3/2 | 1,877 | 25 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAINSTAY BROKERAGE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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