Sold·Closed Sep 11, 2026·9 days on market
2885 Circle Ridge Drive
Orange Park, FL 32065
About this home
Orange Park
Welcome to this 4BD/2.5BA brick pool home offering 2,364 sq ft on a 0.41-acre corner, cul-de-sac lot in Foxridge. Systems are updated with a permitted shingle roof completed in February 2024 , dual HVAC units (2018/2011), an electric water heater , and connected public water and sewer utilities. The single-story layout features a family room anchored by a wood-burning fireplace , and a kitchen equipped with solid wood cabinets, an electric range, and a pass-through window to the lanai. The primary suite includes a walk-in shower , while the interior laundry room provides electric washer/dryer hookups. Outdoors, the property highlights a 544 sq ft gunite pool , a screened covered patio , a 6-foot wood privacy fence , and a storage shed. The 2-car garage includes a convenient half-bathroom. Located in Orange Park, this home carries a voluntary $50 HOA, zero CDD fees.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,707 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $327,318 | $111,679 | — |
| 2023 | $322,019 | $106,825 | — |
| 2022 | $285,998 | $106,612 | — |
| 2021 | $228,976 | $102,036 | — |
| 2020 | $207,058 | $100,430 | — |
2025 property taxes (current owner): $2,285/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 16, 2026Closed$398,000
- Aug 28, 2026Active Under Contract$398,000
- Aug 5, 2026Active$398,000
- Jul 3, 2026Listed$398,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $267,500 | $157 | 3/2 | 1,704 | 63 | 0.1 |
| 808 Maplewood Lane, Orange Park, FL 32065Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Sep 2026 | $400,000 | $196 | 4/2.5 | 2,046 | 85 | 0.5 |
| 596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $360,000 | $195 | 4/2 | 1,849 | 2 | 0.5 |
| 926 Longridge Court, Orange Park, FL 32065Listed by MAGNOLIA REAL ESTATE COMPANY | Sep 2026 | $355,000 | $185 | 4/2 | 1,918 | 19 | 0.7 |
| 2587 Bayou Ridge Court, Orange Park, FL 32065Listed by GAILEY ENTERPRISES LLC | Sep 2026 | $425,000 | $184 | 4/2.5 | 2,310 | 6 | 0.8 |
| 2187 Constitution Drive, Orange Park, FL 32073Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INC | Aug 2026 | $316,500 | $168 | 4/2 | 1,885 | 36 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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