Active·2 days on market
503 Kettering Way
Orange Park, FL 32073
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
NEWER ROOF | WATER INCLUDED | UPDATED & MOVE-IN READY! Welcome home to this beautifully updated property offering comfort, convenience, and plenty of space to enjoy. Fresh interior paint and LVP flooring throughout the main living areas create a clean, modern feel, while the bedrooms feature newer carpeting. The updated kitchen boasts white shaker cabinets and stainless steel appliances. The spacious primary bedroom offers a vaulted ceiling and plenty of room to relax. Enjoy Florida living in the inviting sunroom and additional patio area, perfect for grilling and entertaining. The roof was replaced in 2020, offering added peace of mind. Located within walking distance to the community pool and just minutes from Blanding Blvd, shopping, dining, schools, and Orange Park Mall. Don't miss this move-in ready home in a convenient location!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Private well (public record)
County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,735 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $147,056 | $147,056 | — |
| 2024 | $144,149 | $144,149 | — |
| 2023 | $139,034 | $139,034 | — |
| 2022 | $109,098 | $98,816 | — |
| 2021 | $92,145 | $89,833 | — |
| 2020 | $91,691 | $81,667 | — |
2025 property taxes (current owner): $2,243/yr
Estimated taxes if purchased at asking price: ~$2,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 8, 2026Listed$135,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $111/sq ft; this home is listed at $101/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1101 Kettering Way, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $134,000 | $100 | 3/2.5 | 1,343 | 102 | 0 |
| 1504 Kettering Way, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATE | Jun 2026 | $118,000 | $107 | 2/1.5 | 1,101 | 125 | 0 |
| 222 Kettering Court, Orange Park, FL 32073Listed by REALTY ONE GROUP ELEVATE | Jun 2026 | $122,500 | $97 | 3/2.5 | 1,265 | 142 | 0.1 |
| 406 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $120,000 | $115 | 2/1.5 | 1,040 | 50 | 0.1 |
| 102 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2025 | $140,000 | $111 | 3/2.5 | 1,265 | 40 | 0.1 |
| 58 Fox Valley Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $295,000 | $181 | 3/2 | 1,628 | 2 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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