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Sold

Sold·Closed Aug 3, 2026·2 days on market

58 Fox Valley Drive

Orange Park, FL 32073

$295,000sold priceListed at $299,000 · 98.7% of asking$181/sqftMLS# 2154284
3
Beds
2
Baths
1,628
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XHOA $104/mo5,227 sqft lotWaterfrontTownhouse1 story

About this home

Orange Park

Move-in ready 3-bedroom, 2-bath one-story townhome in Fox Valley with water views, screened lanai, 2-car garage, fireplace, pool, and low-maintenance living. Inside, you'll find a comfortable open floor plan with a spacious living room featuring a cozy fireplace and plenty of room to relax or entertain. The home offers an impressive amount of storage throughout, making it easy to stay organized. Step outside to enjoy the screened lanai or the deck overlooking the water, perfect for morning coffee or winding down at the end of the day. Major updates include a 2014 roof and 2021 HVAC, giving the next owner added peace of mind. Fox Valley residents enjoy access to a community pool, and the central location puts shopping, restaurants, parks, medical facilities, and major roads just minutes away. If you're looking for easy, one-level living in a great location, this home is one you won't want to miss.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Property taxesest. at asking price, Clay County$452
HOAbilled monthly$104
Estimated total, before insurance$2,190/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,723/yr · $394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Property taxes (est.): $452
Insurance (est.): $197
Estimated Total Monthly
$2,283
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2014 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$268,806$268,806—
2023$251,166$63,962—
2022$237,095$113,541—
2021$201,999$108,764—
2020$195,818$56,566—

2025 property taxes (current owner): $4,723/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$299,000
  • Jul 10, 2026Active Under Contract$299,000
  • Jul 8, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $111/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
102 Kettering Way, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$140,000$1113/2.51,265400.7
1101 Kettering Way, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$134,000$1003/2.51,3431020.8
222 Kettering Court, Orange Park, FL 32073Listed by REALTY ONE GROUP ELEVATEJun 2026$122,500$973/2.51,2651420.8
1215 The Grove Road, Orange Park, FL 32073Listed by WATSON REALTY CORPSep 2026$168,000$1283/21,308101.2
1259 The Grove Road, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$156,000$1173/21,333101.2
1265 The Grove Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$120,000$972/2.51,2332231.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$184
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,628
Acres0.12 acres
Year Built1996
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address58 Fox Valley Drive, Orange Park, FL 32073
Area135-Park West/Montclair
SubdivisionFox Valley
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size5,227.2 sq ft
Parcel Number07042601291805900

Amenities

AmenitiesPool
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchDeck, Rear Porch, Screened
RoofShingle

Additional Information

Date ListedJuly 8, 2026
Days on Market2
HOA Fees$103.95 / Monthly
HOA FrequencyMonthly
Tax Amount$4,723.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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