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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·2 days on market

4984 Big Pine Drive

Jacksonville, FL 32218

$360,000$182/sqftEst. $1,994/moMLS# 2167758
Open house Sun, Oct 11 · 11:00 am–1:00 pm
4
Beds
2.5
Baths
1,973
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $100/mo6,970 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This stunning 2024-built, 4-bedroom, 2.5-bathroom home in Dunns Crossing offers move-in-ready luxury with no CDD fees. The open-concept interior features a gourmet granite kitchen, modern wood-style flooring, and a primary suite with a spa-inspired bath. Engineered for savings, it includes low-payment transferable solar panels and a premium water softener. Ideally located in North Jacksonville, you are minutes from the airport, River City Marketplace, the coast, and an easy commute to both Naval Station Mayport and Naval Station Jacksonville. Schedule your private tour of 4984 Big Pine Drive today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Duval County$588
HOAbilled quarterly$100
Estimated total, before insurance$2,682/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,113/yr · $426/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,822
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,113/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Active$360,000
  • Oct 1, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12011 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$420,000$1854/32,273110.7
12071 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$329,350$2003/21,646450.8
12046 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$357,000$2014/21,774320.8
12082 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$322,000$1993/21,618780.8
12083 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$357,350$1654/2.52,160960.8
12052 Yew Tree Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$415,350$1665/32,49900.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$182
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,973
Acres0.16 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryGarden City
MiddleHighlands
HighJean Ribault

Community Information

Address4984 Big Pine Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionDunns Crossing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,969.6 sq ft
Parcel Number0200070605

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesSmart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedOctober 9, 2026
Days on Market2
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
HOA NameDunns Crossing
Tax Amount$5,112.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/11/2026

11:00 am - 1:00 pm