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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·3 days on market

29233 Trails End Place

Hilliard, FL 32046

$430,000Est. $2,354/moMLS# 2167633
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA19.00 acresUnimproved Land

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

19 ACRES | NASSAU COUNTY NATURE LOVERS' PARADISE! Enjoy privacy, natural beauty, and room to create your own country retreat on this beautiful 19-acre property located directly across the dirt road from Ralph Simmons State Park and minutes from Scott's Landing and Kings Ferry boat ramps. Existing improvements include a well, septic system, power pole, and detached garage. Plenty of room for livestock, recreation, gardening, or simply enjoying the peace and privacy of acreage. Beautiful setting to build your dream home and enjoy all that this special property has to offer. An existing single-wide mobile home is located on the property and conveys AS-IS. The mobile home is considered to have no contributory value; the value is primarily in the land and existing infrastructure. Buyer to verify zoning, permitted uses, building requirements, boundaries, utilities, and all other information important to buyer. See separate Residential listing MLS#2167634.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,354
Property taxesest. at asking price, Nassau County$594
Estimated total, before insurance$2,947/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $594
Insurance (est.): $287
Estimated Total Monthly
$3,234
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone I

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,661 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 2, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$430,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres19.00 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

Address29233 Trails End Place, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size827,640 sq ft
Lot Dimensions547.64 x 1637.68 x 479.63 x 1872.60
Parcel Number05-4N-24-1630-0011-0000
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ViewProtected Preserve, Trees/Woods

Exterior

Lot DescriptionAgricultural, Cleared, Many Trees, Wetlands, Wooded
FencingFenced, Wire
Other StructuresGreenhouse, Shed(s), Workshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedOctober 2, 2026
Days on Market9
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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