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Active

Active·16 days on market

8566 Newnan Lake Drive

Macclenny, FL 32063

$325,000$176/sqftEst. $1,800/moMLS# 2166629
4
Beds
2
Baths
1,842
Sq Ft
2021
Built
2
Garage
No
Pool
FEMA Zone XHOA $63/moSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Welcome home to small-town living in Baker County! This well-maintained 4-bedroom, 2-bath home offers an open-concept layout that makes it easy to gather, plus a dedicated second living space that could serve as a home office, playroom, or den. The split floor plan gives the primary suite its own space, complete with a soaking tub and separate walk-in shower. Enjoy the feel of a small town while still having neighbors nearby and the chance to make friends next door. Well cared for over the past five years, this home is ready for its next chapter!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
HOAbilled monthly$63
Estimated total, before insurance$1,863/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Insurance (est.): $217
Estimated Total Monthly
$2,017
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,678 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 25, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $176/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6067 Taft Road, Macclenny, FL 32063Listed by WATSON REALTY CORPJul 2026$301,000$1794/21,6801390.4
5832 George Hodges Road, Macclenny, FL 32063Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCSep 2026$372,000$1704/22,19020.5
6535 Woodlawn Road, Macclenny, FL 32063Listed by HERRON REAL ESTATE LLCAug 2026$315,000$1963/21,6041120.5
6174 George Hodges Road, Macclenny, FL 32063Listed by MCCABE REALTY INCJun 2025$575,000$2564/3.52,2442540.5
6361 Ashley Court, Macclenny, FL 32063Listed by MARK SPAIN REAL ESTATEJul 2026$350,000$2263/21,546390.6
5823 George Hodges Road, Macclenny, FL 32063Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$302,000$2153/21,404340.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$176
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,842
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address8566 Newnan Lake Drive, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionLakes At Woodlawn
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Parcel Number073S22023800000910

Amenities

AmenitiesPlayground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedSeptember 25, 2026
Days on Market9
HOA Fees$63 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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