Active·59 days on market
5980 Crosby Lake Way E
Macclenny, FL 32063
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Macclenny
RARE 3.25% ASSUMABLE VA LOAN OPPORTUNITY! Qualified buyers may have the opportunity to assume the existing 3.25% VA loan, subject to lender/VA approval and eligibility. Welcome home to this super-clean 3BR/2BA waterfront home featuring an open floor plan and a spacious, inviting kitchen. The large island kitchen offers granite countertops, ample cabinet space, an eat-in area, and a California breakfast bar—perfect for everyday living and entertaining. Laminate flooring runs throughout, with carpet only in the bedrooms. The covered lanai is the perfect place to relax and enjoy peaceful waterfront views. Loaded with valuable upgrades, including 21 solar panels (7.88 kW), a hybrid water heater, water softener, full irrigation system, alarm system, and termite bond. Energy-efficient features help keep monthly expenses down. Best of all—NO CDD and a LOW HOA of only $63/month! This home is also eligible for 100% USDA financing, subject to buyer and property qualification.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,113/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 8, 2026Price change$300,000−$19,000
- Aug 28, 2026Price change$319,000−$6,000
- Aug 13, 2026Listed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6067 Taft Road, Macclenny, FL 32063Listed by WATSON REALTY CORP | Jul 2026 | $301,000 | $179 | 4/2 | 1,680 | 139 | 0.4 |
| 6069 Adams Road, Macclenny, FL 32063Listed by DOCTORS LAKE REALTY | Sep 2026 | $197,000 | $160 | 2/2 | 1,232 | 28 | 0.5 |
| 5832 George Hodges Road, Macclenny, FL 32063Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLC | Sep 2026 | $372,000 | $170 | 4/2 | 2,190 | 2 | 0.5 |
| 5823 George Hodges Road, Macclenny, FL 32063Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $302,000 | $215 | 3/2 | 1,404 | 34 | 0.5 |
| 6535 Woodlawn Road, Macclenny, FL 32063Listed by HERRON REAL ESTATE LLC | Aug 2026 | $315,000 | $196 | 3/2 | 1,604 | 112 | 0.6 |
| 6361 Ashley Court, Macclenny, FL 32063Listed by MARK SPAIN REAL ESTATE | Jul 2026 | $350,000 | $226 | 3/2 | 1,546 | 39 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALL REAL ESTATE OPTIONS INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines