This home is in Whisper Ridge, Hilliard — a home near Hilliard Middle-Senior High School.
Active·51 days on market·Whisper Ridge
37135 Whippoorwill Court
Hilliard, FL 32046
9 more homes for sale in Whisper Ridge →Search Whisper Ridge on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Whisper Ridge
Discover modern comfort and small-town charm in the sought-after Whisper Ridge community of Hilliard, Florida. This brand-new 3-bedroom, 2-bath home offers the perfect blend of style, functionality, and everyday convenience. Step inside to an open-concept layout designed for both entertaining and daily living. The spacious kitchen serves as the heart of the home, featuring a large center island, stunning granite countertops, and beautiful white cabinetry. Natural light flows throughout the main living areas, creating a bright and welcoming atmosphere. The private owner's suite offers a peaceful retreat with a spacious en-suite bathroom and generous closet space. Located in the growing Whisper Ridge community, residents will enjoy access to a future community park while being conveniently close to local schools, shopping, dining, and an easy commute to Jacksonville and surrounding areas. Don't miss your opportunity to own a beautiful new home in one of Hilliard's newest communities!
Next steps in Whisper Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone K
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,619 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $25,000 | $25,000 | — |
| 2024 | $35,000 | $35,000 | — |
| 2023 | $13,993 | $11,002 | — |
2024 property taxes (current owner): $583/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 25, 2026Price change$299,900−$36,000
- Jul 7, 2026Price change$335,900+$7,000
- Nov 18, 2025Listed$328,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 37111 Whippoorwill Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $292,900 | $235 | 3/2 | 1,249 | 25 | 0 |
| 37397 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Aug 2026 | $345,900 | $225 | 3/2 | 1,536 | 49 | 0.1 |
| 37247 Whisper Way, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $295,900 | $237 | 3/2 | 1,247 | 99 | 0.1 |
| 37123 Marshall Lane, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTY | Aug 2026 | $305,000 | $189 | 3/2.5 | 1,618 | 38 | 0.7 |
| 37204 W Third (Includes Adjacent Lot) Street, Hilliard, FL 32046Listed by EXP REALTY LLC | Jun 2026 | $300,000 | $178 | 3/2 | 1,690 | 47 | 1.2 |
| 27193 W 14th Avenue, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $305,000 | $270 | 3/2 | 1,128 | 7 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LGI REALTY - FLORIDA, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in World Golf Village, FL (Nassau County), ZIP 32046.
View all Whisper Ridge homes for sale →Keep looking
More homes in Whisper Ridge
For Sale37330 Whisper WayHilliard, FL 32046
3 bd · 2 ba · 1,403 sq ft
$299,900Est. $1,596/moDiscover modern comfort and small-town charm in the sought-after Whisper Ridge community of Hilliard, Florida. This…
Listing Office: lgi realty - florida, llc
For Sale37103 Whippoorwill CourtHilliard, FL 32046
3 bd · 2 ba · 1,403 sq ft
$299,900Est. $1,596/moDiscover modern comfort and small-town charm in the sought-after Whisper Ridge community of Hilliard, Florida. This…
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For Sale37450 Whisper WayHilliard, FL 32046
3 bd · 2 ba · 1,212 sq ft
$287,000Est. $1,528/moModern, bright, and practically brand-new, this 2023-built home brings together contemporary design and easygoing…
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For Sale37119 Whippoorwill CourtHilliard, FL 32046
3 bd · 2 ba · 1,536 sq ft
$314,900Est. $1,676/moThis brand-new construction home, located in the beautiful Whisper Ridge community of Hilliard, Florida, offers 3…
Listing Office: lgi realty - florida, llc
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines