This home is in Lake Mandarin, Jacksonville — a waterfront home in Jacksonville.
Active·Listed today·Lake Mandarin
3520 Peerless Dock Court
Jacksonville, FL 32223
About this home
Lake Mandarin
Live the lake life on a spring fed lake (no retention ponds here)! Enjoy breathtaking and serene lake views with your morning coffee and cotton candy sunset skies with your evening wine. This home presents the best of both worlds being one minute from San Jose Blvd restaurants and shopping but the vibe of a quiet neighborhood with mature oak-lined streets and multiple spring fed lakes. Located at the 295 highway exit for San Jose Blvd for ease of commuting and getting around town. Fully remodeled kitchen with a view of the lake while cooking. Atrium courtyard to grow plants or fruit trees. Stone background over a gorgeous wood built in with wiring ready to go for the TV. Lots of lawn space for the dogs to roam or kids to play and a 2 car garage for the cars, toys, or storage. New roof 11/24/25! This home is NOT attached and is a single family home with a zero lot line. No sharing walls with neighbors! Come take a peek and let's get MOVING!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,590 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $275,189 | $221,540 | ▲ $11,000 |
| 2024 | $264,589 | $214,589 | — |
| 2023 | $268,059 | $81,706 | ▲ $25,345 |
| 2022 | $233,417 | $77,870 | ▲ $28,790 |
| 2021 | $173,968 | $74,146 | ▼ $3,054 |
| 2020 | $172,062 | $72,432 | ▲ $4,871 |
2025 property taxes (current owner): $4,460/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Listed$379,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Lake Mandarin
Lake Mandarin is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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