920 Oak Arbor Circle

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 25, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  920 Oak Arbor Circle

  St. Augustine, FL 32084

  3 bd · 2 ba · 1,465 sq ft

  $339,900Est. $1,809/mo

  Fresh & bright, this single-story home offers an open layout that feels much larger than expected. Step through the…

  Listing Office: keller williams realty atlantic partners st. augustine

• 

  For Sale

  129 Pine Arbor Circle

  St. Augustine, FL 32084

  3 bd · 2 ba · 1,532 sq ft

  $365,000Est. $1,943/mo

  Welcome to this beautifully upgraded 3-bedroom, 2-bath home in Heritage Park, one of St. Augustine's desirable…

  Listing Office: watson realty corp

• 

  Under Contract

  205 Wooded Crossing Circle

  St. Augustine, FL 32084

  3 bd · 2.5 ba · 1,608 sq ft

  $299,900Est. $1,596/mo

  Welcome to this pondside townhome in the desirable Villas at Heritage Park! Offering 3 bedrooms, 2.5 baths and 1,608…

  Listing Office: lpt realty llc

• 

  For Sale

  224 Pine Arbor Circle

  St. Augustine, FL 32084

  4 bd · 2 ba · 1,768 sq ft

  $399,900Est. $2,128/mo

  Beautifully updated 4BR/2BA single-story home in the desirable Heritage Park community of Quail Ridge Village! Offering…

  Listing Office: florida homes realty & mtg llc

• 

  For Sale

  1343 Castle Pines Circle

  St. Augustine, FL 32092

  3 bd · 2 ba · 1,768 sq ft

  $389,900Est. $2,075/mo

  Listing Office: davidson realty, inc.

  in Wgv Cascades
• 

  For Sale

  217 Carver Street W

  St. Augustine, FL 32080

  3 bd · 2 ba · 1,032 sq ft

  $375,000Est. $1,996/mo

  Listing Office: florida's choice realty llc

  in Davis Shores, St. Johns County

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