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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·5 days on market

2527 Sandlewood Circle

Orange Park, FL 32065

$345,000$191/sqftEst. $1,911/moMLS# 2166463
3
Beds
2.5
Baths
1,806
Sq Ft
1983
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Move right in and fall in love with this beautifully renovated home! This house features a 2026 roof, a recently remodeled kitchen, and a refreshed half & guest bathroom. The kitchen is super stylish with crisp white upper cabinets, rich blue lower cabinets, timeless backsplash & countertops, and a farmhouse-style sink. Warm, natural-toned flooring flows throughout, creating a cohesive and inviting feel from room to room. Out back awaits your covered, screened-in patio overlooking a spacious, fully fenced backyard. Perfect for entertaining or just enjoying Florida living year-round. Conveniently located near I-295, you'll have easy access to local shopping, dining, and schools nearby. This is the one you'll want to see, come experience it in person!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Clay County$529
Estimated total, before insurance$2,440/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,489/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $529
Insurance (est.): $230
Estimated Total Monthly
$2,670
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,489/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Active$345,000
  • Sep 22, 2026Listed$345,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2587 Bayou Ridge Court, Orange Park, FL 32065Listed by GAILEY ENTERPRISES LLCSep 2026$425,000$1844/2.52,31060.3
808 Maplewood Lane, Orange Park, FL 32065Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$400,000$1964/2.52,046850.3
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704630.4
926 Longridge Court, Orange Park, FL 32065Listed by MAGNOLIA REAL ESTATE COMPANYSep 2026$355,000$1854/21,918190.4
596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$360,000$1954/21,84920.8
593 Hewes Place, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEOct 2026$250,000$1763/21,42130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$191
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,806
Acres0.29 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2527 Sandlewood Circle, Orange Park, FL 32065
Area134-South Blanding
SubdivisionRidgecrest
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size12,632.4 sq ft
Parcel Number23042502038831800
ZoningSingle Family

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit

Exterior

Exterior FeaturesOther
Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Privacy, Wood
RoofShingle
ConstructionBrick, Wood Siding

Additional Information

Date ListedOctober 5, 2026
Days on Market0
Tax Amount$4,488.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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