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516 Rockwood Court

Orange Park, FL 32065

$319,000$181/sqftEst. $1,767/moMLS# 2168770
3
Beds
2
Baths
1,761
Sq Ft
1987
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $50/mo14,375 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to 516 Rockwood Court, a 3-bedroom, 2-bath pool home tucked onto a quiet court in Orange Park's established Ridgecrest neighborhood. The floor plan gives you a space for every occasion. A formal dining room is ready for holidays and dinner parties, and the eat-in kitchen keeps everyday meals casual and connected. The owner's suite offers private access to the back screened in porch, and the two secondary bedrooms give you room for guests, a home office, or hobbies. Step outside to your private pool, a backyard retreat built for Florida living, with fully fenced back yard, perfect for weekend cookouts and evening swims. The big-ticket items are already handled, with a 2017 roof, 2017 A/C, and a brand-new 2026 water heater. With no CDD, you're minutes from Blanding Blvd shopping and dining, Oakleaf Town Center, and quick routes to I-295 and NAS Jax. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,767
Property taxesest. at asking price, Clay County$489
HOAbilled voluntary$50
Estimated total, before insurance$2,306/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,265/yr · $189/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,000
$63,800
Loan Term
Monthly Payment
$1,767
Principal & Interest: $1,767
Property taxes (est.): $489
Insurance (est.): $213
Estimated Total Monthly
$2,468
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,398 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,265/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Listed$319,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
926 Longridge Court, Orange Park, FL 32065Listed by MAGNOLIA REAL ESTATE COMPANYSep 2026$355,000$1854/21,918190.1
2441 Longwood Street, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$267,500$1573/21,704630.6
808 Maplewood Lane, Orange Park, FL 32065Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$400,000$1964/2.52,046850.6
596 Robert Livingston Street, Orange Park, FL 32073Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$360,000$1954/21,84920.7
593 Hewes Place, Orange Park, FL 32073Listed by MARK SPAIN REAL ESTATEOct 2026$250,000$1763/21,42130.8
562 James Wilson Circle, Orange Park, FL 32073Listed by ENTERA REALTY LLCSep 2026$259,990$2013/21,2951011

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,000
Price / Sq Ft$181
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,761
Acres0.33 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address516 Rockwood Court, Orange Park, FL 32065
Area134-South Blanding
SubdivisionRidgecrest
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size14,374.8 sq ft
Parcel Number14052502038847923

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWater Heater
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Patio / PorchFront Porch, Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedOctober 10, 2026
Days on Market0
HOA Fees$50 / Voluntary
HOA FrequencyVoluntary
Tax Amount$2,265.26
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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