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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·3 days on market

1329 Fred Gray Road

Jacksonville, FL 32218

$429,900$244/sqftEst. $2,295/moMLS# 2166457

Beds

Baths

1,759

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XNo HOA0.47 acresSingle Family Residence1 storyNew construction

About this home

Jacksonville

UNDER CONSTRUCTION: BEAUTIFUL 1759SF, 4BEDROOM/2BATH HOME IS CLOSE TO COMPLETION. WHITE CABINETS, GRANITE COUNTERTOPS. REVWOOD FLOORING IN LIVING AREAS, WITH CARPET IN THE BEDROOMS. HOME COMES WITH STAINLESS STEEL KITCHEN APPLIANCES. HOME COMES WITH 1YR BUILDER WARRANTY AND TERMITE BOND. HOME WILL HAVE COVERED LANAI TO SIT AND ENJOY YOUR HALF ACRE PROPERTY. **This home will have a performance engineered septic system which will have city required yearly maintenance agreement and fee.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,295

Property taxesest. at asking price, Duval County$702

Estimated total, before insurance$2,997/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$429,900

Down Payment: 20%

$85,980

Interest Rate: 7.03%

Loan Term

Monthly Payment

$2,295

Principal & Interest: $2,295

Property taxes (est.): $702

Insurance (est.): $287

Estimated Total Monthly

$3,284

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,294 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 24, 2026Listed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,900

Price / Sq Ft$244

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,759

Acres0.47 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1329 Fred Gray Road, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionJohn Broward Grant

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size20,473.2 sq ft

Parcel Number1108420012

Amenities

UtilitiesSewer Not Available, Water Not Available

SewerSeptic Tank

Water SourceWell

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate

# of Stories1

LevelsOne

Exterior

Patio / PorchCovered, Patio

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedSeptember 25, 2026

Days on Market0

Listing TermsCash, Conventional, FHA

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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