Active·16 days on market
4731 Mayflower Street
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Two parcels (1.14 acres), one beautifully renovated home, and room to dream about what comes next! Live comfortably in the home on the front parcel while exploring the possibility of building on the back lot, subject to county approval. This stunning 2-bedroom, 2-bath single-wide manufactured home has been transformed from the inside out. Gutted down to the metal and renovated with more than $40,000 in upgrades, it features a new kitchen, bathrooms, flooring, plumbing, sheetrock, receptacles, baseboards, windows, lighting, and ceiling fans. Every room feels fresh, bright, and ready to enjoy. Step outside to updated front and rear porches and an entire backyard that's fenced, giving you plenty of space to relax, entertain, or let pets play. Both storage sheds have electricity, adding useful space for projects and storage. The current owner has also replaced the well pump, added an iron treatment system and a freshwater cleaning system
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,526 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,612/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 8, 2026Price change$245,000−$5,000
- Sep 24, 2026Listed$250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $201/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4710 Cattail Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $225,000 | $195 | 3/2 | 1,152 | 36 | 0.3 |
| 165 Mandrake Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Nov 2025 | $239,500 | $208 | 3/2 | 1,152 | 10 | 0.6 |
| 4570 Mayflower Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | May 2026 | $215,000 | $167 | 3/2 | 1,288 | 25 | 0.7 |
| 2271 Reed Court, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2025 | $238,000 | $163 | 3/2 | 1,456 | 28 | 0.7 |
| 4702 Petunia Avenue, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2025 | $350,000 | $224 | 3/2 | 1,560 | 38 | 0.8 |
| 2414 Daisy Street, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Jul 2026 | $348,000 | $230 | 3/2 | 1,512 | 35 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines