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Sold

Sold·Closed Nov 3, 2025·10 days on market

165 Mandrake Street

Middleburg, FL 32068

$239,500sold priceListed at $237,000 · 101.1% of asking$208/sqftMLS# 2109649
3
Beds
2
Baths
1,152
Sq Ft
2014
Built
—
Garage
No
Pool
No HOA1.14 acresMobile Home1 story

About this home

Middleburg

NEWLY REMODELED EVERYTHING IS NEW! Welcome home to Middleburg! This 3-bedroom, 2-bath doublewide sits on 1.14 fully fenced acres, giving you the space and privacy you've been looking for. The home has been completely remodeled inside and out, so you'll enjoy the peace of mind of knowing everything is fresh, updated, and move-in ready. From brand-new floors and fixtures to modern finishes throughout, this home truly shines. Step outside and explore the little trails that wind through the back of the property—perfect for creating a hidden garden retreat, play area, or even a fort for the kids. With plenty of room for gardening, pets, and outdoor hobbies, this land is ready for your vision. Living in Middleburg offers the best of both worlds: a quiet country feel with convenient access to town. This property sits on a county-maintained road, making daily commutes simple, and the bus stop is right at the corner for added ease. Just a short drive to shopping, dining, and Black Creek.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,327
Property taxesest. at asking price, Clay County$367
Estimated total, before insurance$1,694/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,500
$47,900
Loan Term
Monthly Payment
$1,327
Principal & Interest: $1,327
Property taxes (est.): $367
Insurance (est.): $160
Estimated Total Monthly
$1,853
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,300 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$176,703$122,287—
2024$169,117$111,170—
2023$151,626$101,064—
2022$116,574$91,877—
2021$90,628$83,525—
2020$75,932$75,932—

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
156 Horsetail Avenue, Middleburg, FL 32068Listed by REALTY MASTERS, INC.Aug 2026$164,900$1133/21,4641770.6
63 Parsley Avenue, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$314,716$2473/21,276160.6
72 Parsley Avenue, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCApr 2026$236,000$1883/21,258280.6
4710 Cattail Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJul 2026$225,000$1953/21,152360.8
4570 Mayflower Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$215,000$1673/21,288250.8
45 Mint Circle, Middleburg, FL 32068Listed by HASSLE-FREE REALTY LLCAug 2026$376,000$2514/21,496161

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$237,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,152
Acres1.14 acres
Year Built2014
TypeResidential
Sub-TypeMobile Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address165 Mandrake Street, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionJacksonville South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size49,658.4 sq ft
Parcel Number09052400595327700
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourceWell
ParkingUnassigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar
AppliancesElectric Range, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchDeck, Front Porch
FencingFull
RoofMetal
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 19, 2025
Days on Market10
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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