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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 28, 2025·38 days on market

4702 Petunia Avenue

Middleburg, FL 32068

$350,000sold priceListed at $350,000 · 100% of asking$224/sqftMLS# 2086621
3
Beds
2
Baths
1,560
Sq Ft
1991
Built
2
Garage
No
Pool
No HOA1.12 acresSingle Family Residence1 story

About this home

Middleburg

Peaceful Country Oasis on 1.12 Acres - Fully Fenced Corner Lot Welcome to your serene escape from the hustle and bustle! Nestled on a quiet corner lot, this beautifully maintained 3-bedroom, 2-bathroom home offers the perfect blend of comfort, space, and nature. Situated on 1.12 lush, landscaped acres and fully fenced, this property is zoned agricultural—ideal for horse lovers, gardeners, or anyone seeking room to roam. Step inside to find tile flooring throughout the main living areas and a spacious family room featuring soaring cathedral ceilings and a stunning stone wood-burning fireplace. The kitchen is a chef's delight with granite countertops and plenty of space for preparing meals and entertaining. Recent updates include a new roof (2019) and well pump (2019), offering peace of mind for years to come. Outside, enjoy two storage buildings, a charming kids' playhouse, and an additional carport—plenty of space for all your tools, toys, and outdoor hobbies.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Clay County$536
Estimated total, before insurance$2,475/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,926/yr · $244/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $536
Insurance (est.): $233
Estimated Total Monthly
$2,708
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,926/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 9, 2025Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2351 Daisy Street, Middleburg, FL 32068Listed by REAL BROKER LLCAug 2026$400,000$2214/21,811380.2
2482 Oleander Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCAug 2026$394,000$1973/22,0001110.3
2414 Daisy Street, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$348,000$2303/21,512350.3
4710 Cattail Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJul 2026$225,000$1953/21,152360.5
2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$255,000$1693/21,51220.8
2388 Gardenia Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCJun 2026$349,990$2203/21,593410.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$224
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres1.12 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWilkinson
MiddleWilkinson

Community Information

Address4702 Petunia Avenue, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionJacksonville South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size48,787.2 sq ft
Parcel Number16052400595460000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAdditional Parking, Attached, Detached Carport, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage

Exterior

Patio / PorchScreened
FencingFull
RoofShingle
ConstructionWood Siding
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedMay 9, 2025
Days on Market38
Tax Amount$2,925.95
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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