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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hastings.

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Active

Active·85 days on market

614 Hannah Street

Hastings, FL 32145

$245,000$205/sqftEst. $1,357/moMLS# 2156047
↓ $24,900 below original list
3
Beds
2
Baths
1,198
Sq Ft
2023
Built
1
Garage
No
Pool
FEMA Zone XNo HOA13,068 sqft lotSingle Family Residence1 story

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About this home

Hastings

Welcome home to this charming 3-bedroom, 2-bathroom home in the heart of Hastings, FL! Move-in ready and full of potential, this well-maintained property offers comfortable living with a functional floor plan designed for everyday convenience. The spacious living areas provide plenty of room to relax and entertain, while the kitchen offers ample cabinet and counter space for meal preparation. The primary suite features a private bathroom, and two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the yard, perfect for entertaining, gardening, or simply unwinding after a long day. Conveniently located near local schools, shopping, dining, and just a short drive to St. Augustine, you'll enjoy the peaceful charm of small-town living with easy access to nearby amenities. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment opportunity, this move-in-ready home is one you won't want to miss.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, St. Johns County$326
Estimated total, before insurance$1,683/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,024/yr · $252/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $326
Insurance (est.): $163
Estimated Total Monthly
$1,846
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$208,968$145,202—
2024$135,075$132,002—
2023$10,613$10,613—
2022$16,167$16,167—
2021$15,049$13,974—
2020$15,049$12,704—

2025 property taxes (current owner): $3,024/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$245,000−$1,000
  • Oct 2, 2026Price change$246,000−$1,000
  • Sep 17, 2026Price change$247,000−$1,000
  • Sep 10, 2026Price change$248,000−$1,000
  • Aug 27, 2026Price change$249,000−$10,000
  • Aug 20, 2026Price change$259,000−$1,000
  • Aug 14, 2026Price change$260,000−$9,800
  • Jul 30, 2026Price change$269,800−$100
  • Jul 18, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
503 Wilson Road, Hastings, FL 32145Listed by UNITED REAL ESTATE GALLERYJul 2026$145,000$1533/19461230.3
201 George Miller Road, Hastings, FL 32145Listed by IHEART REALTY INCJun 2026$210,000$1763/21,196220.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,198
Acres0.30 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address614 Hannah Street, Hastings, FL 32145
Area343-Molasses Junction/Elkton
SubdivisionMetes & Bounds
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size13,068 sq ft
Parcel Number0467700000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedJuly 18, 2026
Days on Market82
Tax Amount$3,023.6
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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