Active·14 days on market
100 Ryan Drive
Palm Coast, FL 32164
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
VA ASSUMABLE LOAN AT 4.99%' Skip the wait for now and enjoy this move in ready 2023 DR Horton Cali with upgrade already in place' This 4BR/2BA single story home offers an open floor plan with a spacious kitchen offering white cabinetry, modern appliances and large center island. Ceiling fans are installed, throughout the garage has an polyurea-coated floor and the front and backyard feature a sprinkler system. Enjoy added with no REAR NEIGHBORS- THE LAND directly behind the home is not buildable, creating a peaceful primary suite with a walk-in closet, dual vanities, and a walk-in shower. Interior laundry and flexible secondary bedrooms provide plenty of space for quests or a home office. NO HOA! Convenient to shopping, dining, beaches, St. Augustine and Daytona Beach.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,780 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 27, 2026Active$343,900
- Sep 23, 2026Listed$343,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $319,000 | $171 | 4/2 | 1,862 | 174 | 0.2 |
| 71 Ryan Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $313,000 | $168 | 4/2 | 1,862 | 23 | 0.2 |
| 16 Rybark Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $334,000 | $179 | 4/2 | 1,862 | 144 | 0.4 |
| 25 Rymshaw Drive, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $210,000 | $137 | 3/2 | 1,531 | 2 | 0.4 |
| 69 Ryberry Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $310,000 | $166 | 4/2 | 1,862 | 33 | 0.5 |
| 47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLC | Sep 2026 | $389,900 | $182 | 4/2 | 2,148 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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