Active·44 days on market
62 Foster Lane
Palm Coast, FL 32137
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Major updates & plenty of space make this property standout. This 3-bedroom, 2-bath home offers nearly 2,000 sq. ft. and features a new roof installed in 2025, brand-new AC, new water heater, and new flooring. The split floor plan includes a spacious family room, Florida room, separate dining area, breakfast area, and bonus room that can serve as an office, hobby room, or additional living space. Vaulted ceilings, skylights, and a stone fireplace add character, while the primary suite offers a walk-in closet. Outside, enjoy an oversized 0.32-acre lot with established landscaping and irrigation, plus a 2-car attached garage. With no HOA and convenient access to shopping, dining, parks, trails, and Palm Coast's beaches, this home delivers the space and major updates today's buyers are looking for.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,665 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 18, 2026Price change$348,900−$10,000
- Aug 27, 2026Listed$358,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $176/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 25 Folcroft Lane, Palm Coast, FL 32137Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Sep 2025 | $324,000 | $202 | 4/2 | 1,607 | 85 | 0.2 |
| 8 Fernwood Lane, Palm Coast, FL 32137Listed by EXP REALTY LLC | Jul 2026 | $330,000 | $171 | 3/2 | 1,929 | 76 | 0.4 |
| 14 Fountain Gate Lane, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $400,000 | $244 | 3/2 | 1,641 | 3 | 0.5 |
| 61 Flamingo Drive, Palm Coast, FL 32137Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Dec 2025 | $313,400 | $195 | 4/2 | 1,607 | 154 | 0.6 |
| 1 Bowman Place, Palm Coast, FL 32137Listed by EXP REALTY LLC | Jul 2026 | $300,000 | $159 | 4/2 | 1,889 | 47 | 0.9 |
| 196 Boulder Rock Drive, Palm Coast, FL 32137Listed by EXP REALTY LLC | Jul 2026 | $330,000 | $149 | 4/2 | 2,222 | 96 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines