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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·107 days on market

265 Lake Como Drive

Pomona Park, FL 32181

$397,000$245/sqftEst. $2,041/moMLS# 2145256
3
Beds
2
Baths
1,620
Sq Ft
2023
Built
Garage
No
Pool

About this home

Pomona Park

Escape to peaceful country living with this beautifully improved 4.55+/- ac property offering privacy/space/and modern comfort. Nestled among mature woods, this rural retreat is zoned R-2 and Flood Zone X for added peace of mind. Furnished, 2023 Jacobsen DW features 3/2 split plan with open, airy layout highlighted by impressive 9' vaulted ceilings. Spacious design offers comfortable living with a modern feel while allowing you to enjoy scenic views of the natural surroundings. Standout feature is the massive 36x35x14 metal building/concrete floor/two 10x12 roll-up doors, ideal for RV/boat/equipment/workshop space/hobbies/or home business needs. Property also includes a charming pavilion perfect for relaxing/entertaining outdoors, plus an additional 12x24 storage building for even more versatility. Bring your outdoor lifestyle dreams to wooded privacy, a gated drive, and plenty of room to expand. This property combines rural charm with practical improvements rarely found together.

Cost to own

Mortgage calculator

$397,000
$79,400
Loan Term
Monthly Payment
$2,041
Principal & Interest: $2,041
Insurance (est.): $265
Estimated Total Monthly
$2,306
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,041
Estimated total, before insurance$2,041/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,540/yr · $462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,540/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,513 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 14, 2026Price change$397,000$2,000
  • Jul 29, 2026Price change$399,000$11,000
  • May 14, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$397,000
Price / Sq Ft$245
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres4.55 acres
Year Built2023
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-Burney
HighCrescent City

Community Information

Address265 Lake Como Drive, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionLake Como Park Est
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size198,198 sq ft
Parcel Number081227490100000130
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingElectric
CoolingCentral Air, Electric
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Irregular Lot, Wooded
RoofShingle
ConstructionFrame, Vinyl Siding
Other StructuresGazebo, Shed(s), Workshop
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedMay 14, 2026
Days on Market92
Tax Amount$5,539.76
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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