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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·160 days on market

265 Lake Como Drive

Pomona Park, FL 32181

$395,000$244/sqftEst. $2,171/mo mortgageMLS# 2145256
↓ $15,000 below original list
3
Beds
2
Baths
1,620
Sq Ft
2023
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4.55 acresManufactured Home1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Pomona Park

YOUR COUNTRY ESCAPE AWAITS -- MOTIVATED SELLER! If you're looking for space, privacy, flexibility and a place to truly breathe, this property is ready to welcome you home. Leave the hustle and bustle behind and discover the freedom of owning 4.55+/- acres in peaceful Pomona Park. This pristinely maintained 2023 manufactured home offers 3BR/2BA, 1,620 sq ft, and inviting 9' vaulted ceilings. Enjoy room to spread out, create your own outdoor retreat, relax, and observe wildlife--all without an HOA! The property also features an impressive 36'x35'x14' insulated metal building with concrete floor, two 10'x12' roll-up doors and walk-through door--perfect for a workshop, storage, hobbies, or equipment. A 12'x24' storage building and gazebo add even more versatility. Don't just buy a house--claim your own piece of Florida freedom!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,171
Estimated total, before insurance$2,171/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,540/yr · $462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,171
Principal & Interest: $2,171
Insurance (est.): $263
Estimated Total Monthly
$2,434
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,513 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,540/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Price change$395,000−$2,000
  • Aug 14, 2026Price change$397,000−$2,000
  • Jul 29, 2026Price change$399,000−$11,000
  • May 14, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
108 Sand Lake Drive, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INCApr 2026$200,000$1193/21,680700.3
333 Lake Como Drive, Pomona Park, FL 32181Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$120,000$593/2.52,039100.3
112 Silver Beach Boulevard, Pomona Park, FL 32181Listed by NEXT MOVE ATLANTIC COASTSep 2026$315,000$1883/21,6801100.5
119AND121 Taylor Fury Road, Pomona Park, FL 32181Listed by MAXREV, LLCMay 2026$540,000$3214/31,680840.7
369 Lake Como Drive, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYApr 2025$200,000$1433/21,4001300.7
137 Tallow Road, Pomona Park, FL 32181Listed by THE NEWCOMER GROUPJul 2026$331,625$1903/21,74310.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$244
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,620
Acres4.55 acres
Year Built2023
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-Burney
HighCrescent City

Community Information

Address265 Lake Como Drive, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionLake Como Park Est
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size198,198 sq ft
Parcel Number081227490100000130
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingElectric
CoolingCentral Air, Electric
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Irregular Lot, Wooded
RoofShingle
ConstructionFrame, Vinyl Siding
Other StructuresGazebo, Shed(s), Workshop
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedMay 14, 2026
Days on Market125
Tax Amount$5,539.76
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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