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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 24, 2026·12 days on market

140 Lake Street

Pomona Park, FL 32181

$750,000sold priceListed at $820,000 · 91.5% of asking$279/sqftMLS# 2148179
3
Beds
3
Baths
2,692
Sq Ft
1999
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA12.81 acresWaterfrontFarm1 story

About this home

Pomona Park

APPRAISED AT $995,000, that is $175,000 in equited when you move in! - MOTIVATED SELLER!!! Experience the best of Florida waterfront living on over 12 acres overlooking beautiful Lake Broward, that can be subdivided. Whether you enjoy fishing, boating, kayaking, or simply soaking in the peaceful views, this property offers the lifestyle you've been dreaming of. A private dock with a boat lift provides easy access to the water, while the infinity pool creates the perfect place to relax and enjoy unforgettable sunsets. Beyond the waterfront, the property features a massive barn previously configured with six horse stalls, a large detached storage building, and plenty of room for horses, recreational vehicles, equipment, or your favorite hobbies. With acreage, privacy, and functional outbuildings, the possibilities are endless. The spacious home offers nearly 2,700 square feet of living space with an open-concept layout designed for both everyday comfort and entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,154
Estimated total, before insurance$4,154/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,249/yr · $1,521/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,154
Principal & Interest: $4,154
Insurance (est.): $500
Estimated Total Monthly
$4,654
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $18,249/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 26, 2026Closed$820,000
  • Jun 1, 2026Listed$820,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $130/sq ft; this home is listed at $305/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
401 Pleasant Street, Pomona Park, FL 32181Listed by RIVER LIFE REALTY LLCSep 2026$580,000$2823/22,0542171.2
118 Parkin Road, Pomona Park, FL 32181Listed by TIMBER TO TIDES REALTY LLCJul 2026$350,000$1074/43,2781141.2
185 Kingfish Road, Pomona Park, FL 32181Listed by RIVER LIFE REALTY LLCSep 2026$315,000$1303/22,420142.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$820,000
Price / Sq Ft$305
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,692
Acres12.81 acres
Year Built1999
TypeResidential
Sub-TypeFarm
StyleRanch
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address140 Lake Street, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionMetes & Bounds
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size558,003.6 sq ft
Parcel Number291127000005200000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionFarm, Few Trees
ConstructionStucco
Other StructuresBarn(s), Shed(s)

Additional Information

Date ListedJune 2, 2026
Days on Market12
Tax Amount$18,249.41
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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