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Active

Active·6 days on market

0 Quail Road

Callahan, FL 32011

$185,000Est. $988/moMLS# 2165634
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5.60 acresUnimproved Land

About this home

Callahan

PRIVATE 4-ACRE HOMESITE IN CALLAHAN! Discover the perfect setting for your future home on this beautiful and private 4-acre tract on Quail Road. Recently surveyed and approved for separation from the existing 9.66-acre parcel, this property offers a wonderful combination of wooded privacy and cleared space. Approximately 1 acre has been cleared and includes a prepared home pad, giving you a great starting point for your future homesite. The remaining acreage is wooded, creating a peaceful and secluded setting surrounded by natural beauty. The property features its own separate driveway with culvert, fencing across the front and a gated entrance. Enjoy plenty of privacy and room to create the country lifestyle you've been looking for. Bring your plans and make this private piece of Nassau County your own! Survey completed. Property has been approved for separation from the existing parcel; new parcel identification pending. Buyer to verify building requirements, permitting a

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$988
Property taxesest. at asking price, Nassau County$255
Estimated total, before insurance$1,243/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$988
Principal & Interest: $988
Property taxes (est.): $255
Insurance (est.): $123
Estimated Total Monthly
$1,366
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 19, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$185,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres5.60 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address0 Quail Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionEast Callahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size243,936 sq ft
Parcel Number242N24000000140160
ZoningResidential

Amenities

UtilitiesCable Not Available, Sewer Not Available, Water Not Available

Exterior

Lot DescriptionMany Trees
FencingFenced
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 20, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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