12874 Winthrop Cove Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 18, 2026Listed$539,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  813 W American Eagle Drive

  St. Augustine, FL 32092

  4 bd · 3 ba · 2,472 sq ft

  $540,000Est. $2,874/mo

  Spacious and beautifully updated 4-bedroom, 3-bath home featuring a versatile bonus room with a private attached…

  Listing Office: nottingham realty and rentals

• 

  For Sale

  12825 Kelsey Island Drive

  Jacksonville, FL 32224

  4 bd · 2 ba · 1,884 sq ft

  $518,444Est. $2,759/mo

  Fantastic home with so many recent updates and upgrades, it feels like buying the builder's model, without the…

  Listing Office: watson realty corp

• 

  For Sale

  12808 Quincy Bay Drive

  Jacksonville, FL 32224

  4 bd · 3 ba · 2,484 sq ft

  $559,900Est. $2,980/mo

  POOL, SPACE, UPDATES & MINUTES TO THE BEACH! This beautifully updated 4-bedroom, 3-bath Johns Creek home offers nearly…

  Listing Office: nexthome endless summer

• 

  For Sale

  12987 Winthrop Cove Drive

  Jacksonville, FL 32224

  3 bd · 2 ba · 1,925 sq ft

  $515,000Est. $2,741/mo

  Beautiful, well kept home in Johns Creek, which has a nice view of the Lake from the backyard and the Florida room.…

  Listing Office: eagles world realty, inc

• 

  For Sale

  231 W 6th Street

  Jacksonville, FL 32206

  4 bd · 2.5 ba · 2,216 sq ft

  $570,000Est. $3,034/mo

  Listing Office: empire network realty

  in North Springfield Heights
• 

  For Sale

  4358 Longfellow Street

  Jacksonville, FL 32210

  5 bd · 4 ba · 2,286 sq ft

  $543,000Est. $2,890/mo

  Listing Office: florida life realty and investments, llc.

  in Old Ortega

Johns Creek guides & reports