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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·10 days on market

1326 Jewelstone Lane

Jacksonville, FL 32221

$314,900$191/sqftEst. $1,681/moMLS# 2164991

Beds

Baths

1,648

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $31/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Welcome to Crystal Cove! Discover this brand-new 81-home neighborhood on Jacksonville's Westside, offering convenient access to schools, shopping, and more. Choose from beautiful 3- and 4-bedroom homes, each featuring a covered lanai for relaxing outdoor living. Under construction is this beautiful 1,648 sq. ft. with 4 bedrooms, 2 bathrooms, and thoughtful upgrades throughout: Wood-look vinyl plank flooring in living areas, carpet in bedrooms. White quartz countertops. Stainless steel kitchen appliance package: side-by-side fridge (with ice & water in door), self-cleaning glass-top range, over-the-range microwave & dishwasher. Covered lanai overlooking your backyard. Plus many more upgrades! Every home includes a 1-year builder warranty and termite bond for peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,681

Property taxesest. at asking price, Duval County$514

HOAbilled annually$31

Estimated total, before insurance$2,227/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$314,900

Down Payment: 20%

$62,980

Interest Rate: 7.03%

Loan Term

Monthly Payment

$1,681

Principal & Interest: $1,681

Property taxes (est.): $514

Insurance (est.): $210

Estimated Total Monthly

$2,405

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 15, 2026Listed$314,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$314,900

Price / Sq Ft$191

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,648

Acres0.14 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1326 Jewelstone Lane, Jacksonville, FL 32221

Area062-Crystal Springs/Country Creek Area

SubdivisionCrystal Cove

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size6,098.4 sq ft

Parcel Number008756 0480

Amenities

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

FencingFenced, Back Yard, Wood

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedSeptember 16, 2026

Days on Market1

HOA Fees$375 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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