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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·19 days on market

4301 Plaza Gate Lane S 301

Jacksonville, FL 32217

$110,000$99/sqftEst. $587/moMLS# 2164568
2
Beds
2
Baths
1,108
Sq Ft
1969
Built
—
Garage
No
Pool
FEMA Zone XHOA $638/mo1,742 sqft lotCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

***Short Sale*** **Investor Special*** Rare opportunity for a top floor (3rd floor) end unit in desirable ''Golfview Condominiums'' complex! Centrally located just 20 minutes to downtown and 15 minutes to Southpointe, this unit offers easy access to work and lots of entertainment options close by. Top floor unit features; common area entry, private foyer, large shared living room & dining room with fireplace, equipped kitchen, sunroom and small common area balcony (back door) + 2 spacious bedrooms and 2 baths. 1 assigned parking space with unit and plenty of guest parking. Complex offers playground adjacent to condo, tennis court, pool and full time, on-site professional property management!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$587
Property taxesest. at asking price, Duval County$180
HOAbilled monthly$638
Estimated total, before insurance$1,405/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,021/yr · $168/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$110,000
$22,000
Loan Term
Monthly Payment
$587
Principal & Interest: $587
Property taxes (est.): $180
Insurance (est.): $73
Estimated Total Monthly
$840
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,021/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Listed$110,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$110,000
Price / Sq Ft$99
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,108
Acres0.04 acres
Year Built1969
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address4301 Plaza Gate Lane S 301, Jacksonville, FL 32217
Area012-San Jose
SubdivisionGolfview Condominium
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size1,742.4 sq ft
Parcel Number1481521010

Amenities

AmenitiesClubhouse, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, On Street

Interior

AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
HOA Fees$638 / Monthly
HOA FrequencyMonthly
Tax Amount$2,020.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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