Sold·Closed Aug 5, 2026·6 days on market
2704 Ian Court
Middleburg, FL 32068
About this home
Middleburg
Move-in ready 4-bedroom home in Middleburg with a brand-new roof! Ideally located just minutes from the shopping, dining, and everyday conveniences of Fleming Island, this beautifully updated home offers the perfect combination of privacy and convenience. Tucked away at the end of a quiet street, you'll enjoy peaceful wooded views beside and behind the property, creating a private backyard setting. Inside, the popular split-bedroom floor plan features 4 bedrooms, 2 full bathrooms, and a spacious 2-car garage, offering both functionality and comfort for everyday living. Recent updates include a brand-new roof (July 2026), fresh interior paint throughout, and a new rear entry door, making this home truly move-in ready. Whether you're searching for your first home, a family home, or an investment property, this home checks all the boxes. Don't miss your opportunity to own this beautifully maintained Middleburg home--schedule your private showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $248,336 | $225,493 | — |
| 2024 | $250,745 | $204,994 | — |
| 2023 | $250,467 | $186,359 | — |
| 2022 | $212,375 | $169,418 | — |
| 2021 | $154,017 | $154,017 | — |
| 2020 | $146,227 | $146,227 | — |
2025 property taxes (current owner): $3,941/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 6, 2026Closed$285,000
- Jul 19, 2026Pending$285,000
- Jul 13, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1945 Breckenridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $285,000 | $184 | 4/2 | 1,548 | 3 | 0.1 |
| 2420 Cashmere Court, Middleburg, FL 32068Listed by ERA ONETEAM REALTY | Sep 2026 | $300,000 | $216 | 3/2 | 1,390 | 4 | 0.2 |
| 2454 Ambrosia Drive, Middleburg, FL 32068Listed by RE/MAX SPECIALISTS | Jul 2026 | $192,000 | $128 | 3/2 | 1,496 | 14 | 0.3 |
| 1928 Farm Way, Middleburg, FL 32068Listed by AT HOME REALTY SERVICES, LLC. | Aug 2026 | $285,714 | $206 | 3/2 | 1,386 | 28 | 0.5 |
| 1795 Hollow Glen Drive, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Aug 2026 | $315,000 | $180 | 3/2 | 1,753 | 0 | 0.5 |
| 2164 Orangewood Street, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jul 2026 | $280,000 | $212 | 3/2 | 1,320 | 10 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: NAVY TO NAVY HOMES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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