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Pending

Pending·25 days on market

2164 Orangewood Street

Middleburg, FL 32068

$300,000$227/sqftEst. $1,597/moMLS# 2150534

Beds

Baths

1,320

Sq Ft

1995

Built

Garage

Yes

Pool

About this home

Middleburg

ALL BRICK POOL HOME with a brand new roof!! Open spacious floorplan, living room with fireplace, kitchen with breakfast nook, and dining room. Master Bedroom has a huge walk in closet, double vanities, shower and garden tub. Ceramic tile floors throughout. Enjoy the fresh air sitting on your screened in porch. Or take a dip in your fully fenced private in-ground pool. After a hard days work, come home to relax to your own Oasis!

Cost to own

Mortgage calculator

Home Price

$300,000

Down Payment: 20%

$60,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,597

Principal & Interest: $1,597

Est. Taxes & Insurance: $399

Estimated Total Monthly

$1,996

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,597

Property taxesest. at asking price, Clay County$462

Estimated total, before insurance$2,059/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$247,009	$75,059	—

2025 property taxes (current owner): $1,664/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$300,000

Price / Sq Ft$227

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,320

Acres0.22 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontNo

Community Information

Address2164 Orangewood Street, Middleburg, FL 32068

Area146-Middleburg-NE

SubdivisionOrange Park South

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size9,583.2 sq ft

Parcel Number41052500882300928

Amenities

UtilitiesElectricity Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup