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Pending

Pending·35 days on market

2454 Ambrosia Drive

Middleburg, FL 32068

$199,900$134/sqftEst. $1,064/moMLS# 2143475

Beds

Baths

1,496

Sq Ft

1994

Built

Garage

Pool

About this home

Middleburg

INVESTORS ONLY - Fixer Upper - CASH ONLY. Home needs updates and termite / WDO repairs - several areas throughout rear of home and other locations show signs of WDO damage that could be water intrusion and potential mold present. NEW Roof 2026, HVAC 2019, Water Heater 2021. CASH ONLY, NO subject-to offers will be considered, NO assignable contracts will be considered, NO whole-sellers. Offers MUST be on Florida Realtors / Florida BAR AS-IS Contract to be considered. All other forms of offers will not be responded to. There will be multiple offers, Seller will choose highest and best. Home is corporate owned - special addenda required. What's most important to the Seller? Highest price, cash, low to no contingencies. CALL YOUR AGENT FOR SHOWINGS and INFO. CONTACT YOUR AGENT.

Cost to own

Mortgage calculator

Home Price

$199,900

Down Payment: 20%

$39,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,064

Principal & Interest: $1,064

Est. Taxes & Insurance: $266

Estimated Total Monthly

$1,330

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,064

Property taxesest. at asking price, Clay County$308

Estimated total, before insurance$1,372/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$243,492	$225,478	—

2025 property taxes (current owner): $3,910/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$199,900

Price / Sq Ft$134

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,496

Acres0.20 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionFixer

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementarySwimming Pen Creek

MiddleLakeside

HighFleming Island

Community Information

Address2454 Ambrosia Drive, Middleburg, FL 32068

Area146-Middleburg-NE

SubdivisionOrange Park South

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size8,712 sq ft

Parcel Number41052500882300824

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne