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Sold

Sold·Closed Jul 21, 2026·14 days on market

2454 Ambrosia Drive

Middleburg, FL 32068

$192,000sold priceListed at $199,900 · 96% of asking$128/sqftMLS# 2143475
3
Beds
2
Baths
1,496
Sq Ft
1994
Built
2
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Middleburg

INVESTORS ONLY - Fixer Upper - CASH ONLY. Home needs updates and termite / WDO repairs - several areas throughout rear of home and other locations show signs of WDO damage that could be water intrusion and potential mold present. NEW Roof 2026, HVAC 2019, Water Heater 2021. CASH ONLY, NO subject-to offers will be considered, NO assignable contracts will be considered, NO whole-sellers. Offers MUST be on Florida Realtors / Florida BAR AS-IS Contract to be considered. All other forms of offers will not be responded to. There will be multiple offers, Seller will choose highest and best. Home is corporate owned - special addenda required. What's most important to the Seller? Highest price, cash, low to no contingencies. CALL YOUR AGENT FOR SHOWINGS and INFO. CONTACT YOUR AGENT.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,063
Property taxesest. at asking price, Clay County$294
Estimated total, before insurance$1,358/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,910/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$192,000
$38,400
Loan Term
Monthly Payment
$1,063
Principal & Interest: $1,063
Property taxes (est.): $294
Insurance (est.): $128
Estimated Total Monthly
$1,486
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$243,492$225,478—
2024$240,534$204,980—
2023$239,545$186,346—
2022$217,279$169,406—
2021$155,047$154,006—
2020$142,000$140,006▼ $8,679

2025 property taxes (current owner): $3,910/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2420 Cashmere Court, Middleburg, FL 32068Listed by ERA ONETEAM REALTYSep 2026$300,000$2163/21,39040
1945 Breckenridge Boulevard, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNSAug 2026$285,000$1844/21,54830.2
1928 Farm Way, Middleburg, FL 32068Listed by AT HOME REALTY SERVICES, LLC.Aug 2026$285,714$2063/21,386280.3
2704 Ian Court, Middleburg, FL 32068Listed by NAVY TO NAVY HOMES LLCAug 2026$285,000$2024/21,41460.3
2164 Orangewood Street, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$280,000$2123/21,320100.3
1818 Farm Way, Middleburg, FL 32068Listed by EXP REALTY LLCAug 2026$270,000$2083/21,298680.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$134
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,496
Acres0.20 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySwimming Pen Creek
MiddleLakeside

Community Information

Address2454 Ambrosia Drive, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionOrange Park South
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size8,712 sq ft
Parcel Number41052500882300824

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchGlass Enclosed, Patio

Additional Information

Date ListedJune 3, 2026
Days on Market14
Tax Amount$3,910.04
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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